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Saving
10 common financial mistakes to avoid
Don't let one of more of these common financial mistakes derail your future.
Knowing where and how you've stumbled is the first step toward getting back on track.
Credit
What's a good credit utilization ratio?
Having access to more credit but using less of it can help improve your credit score over time.
Your credit utilization makes up about 30% of your credit score, according to Experian.
Home
Common mortgage contingencies
These homebuying contingencies can affect your offer to buy a home.
In a competitive market, buyers may choose to waive certain contingencies to make their offer more attractive to a seller.
Security
Do you recognize these common elderly scams?
Learn the signs of financial scams targeting the elderly so you can help protect your loved ones.
Many seniors can successfully steer clear of scams with some help from supportive relatives or friends.
Family
Tips for lending money to family
These tips can help you avoid loan-related pitfalls and maintain your family's close ties.
If you decide to loan money to a family member, you can take steps to make the arrangement more successful for all involved.
Security
Are digital wallets a secure way to pay?
If you use a mobile device, a digital wallet can make purchasing more convenient.
A digital wallet carries digital versions of your payment methods in a wallet app on your phone or computer.
Security
When to save or shred your financial records
Some documents need to be saved well into the future, but others are safe to shred.
Don't throw out documents regarding significant life events, like a divorce or an inheritance.
Insurance
Planning for long-term healthcare costs
As you create your retirement savings plans, don't forget to include long-term healthcare costs.
A study from the HHS found that 70% of those over 65 will need some form of long-term care.
Saving
What to do with an inheritance
Keep these options in mind when making decisions about your inheritance.
When you're wondering what to do with inheritance money, keep in mind that you don't need to put it all in one place.
Credit
No credit versus bad credit
The difference between no credit and bad credit is the difference between building and rebuilding.
Once you have that first account established, making on-time regular payments and keeping your debt burden low compared to your income will help you earn a good credit score.
Credit
Credit card perks you may have overlooked
Do you know whether you have these four credit card perks?
Depending on where you're buying, a contactless card may even mean you can now avoid checkout lines and checkout terminals entirely.
Security
Are contactless payments really secure?
Now that most new credit cards let you tap to pay, it's a good time to learn how contactless works.
Contactless payments eliminate the need to sign a paper receipt or enter a PIN.
Home
Let a First Citizens mortgage banker help with your first home
Our mortgage bankers are here to help take care of the details, big and small. Watch this video to learn how.
Buying a home for the first time is no small achievement.
Debt
Understanding debt consolidation
Learn whether debt consolidation is the right option for your situation.
Debt consolidation is a process that allows you to turn a variety of consumer debts into one.
Security
7 ways to protect your financial data
Take these simple steps to avoid the financial frustrations that fraudsters can cause.
Banks will never contact you to ask for information such as your account number, Social Security number or PIN.
Credit
Make the most of your credit card
See how your credit card can help you budget, build credit, manage cash flow and earn rewards.
Credit card rewards can be a great way to earn a little extra cash for spending money on items you'd buy regardless, if you can pay the balance off in full each month and avoid interest charges.
Showing 177 - 192 of 353 results
Showing 177 to 192 of 353 results
