Individuals & Families

Personalized solutions for all stages of life

A partnership for the present—and future

Wherever you are in your financial journey, First Citizens Wealth will help you create a comprehensive financial plan to meet your needs and pursue your unique goals. And when life changes, we'll help you adjust your strategy and stay true to your vision.

Establish a plan

Starting with a comprehensive personal wealth plan can set a course for a strong financial future.

Achieve your goals

Customized solutions can help expand your opportunities and help you achieve your lifestyle goals.

Leave a legacy

The right approach to wealth transition can strengthen the long-term financial stability of your loved ones.

Starting Out
Establish a plan

From customized planning and investing strategies to personalized banking services, we're here to help you take the first step toward a strong financial future.

Financial planning

Partner with us to create a personalized financial strategy to support your goals and plan for the future.

Learn more about financial planning

Investment management

Choose from a wide range of accounts and service options to optimize your investment portfolio.

Learn more about investment management

Banking solutions

Enhance your banking experience with tailored services and lending solutions to meet your needs.

Learn more about private banking

Moving Forward
Achieve your goals

The right financial plan adapts to changes in your life and your family. Our retirement, tax planning and insurance solutions can help you grow, preserve and protect your wealth.

Retirement planning

Create a personalized retirement plan and monitor your progress to ensure you're on track.

Learn more about retirement planning

Insurance solutions

Protect your loved ones and your financial stability and liquidity with a customized insurance protection strategy.

Learn more about insurance solutions

Tax planning

Combine our experience with the expertise of your tax professionals to help you do more with your money.

Learn more about tax planning

Preparing for the Future
Leave a legacy

We're here to help you and your loved ones navigate life events and make decisions with the future in mind.

Estate planning

Develop the financial legacy you want to leave, and create a comprehensive plan that's aligned with your intentions.

Learn more about estate planning

Wealth transfer planning

Protect your family and your priorities with a range of solutions designed to seamlessly follow your transfer plans.

Learn more about wealth transfer planning

Charitable planning

Maximize your generous contributions with a charitable plan that has the greatest financial impact.

Learn more about charitable planning

Individual & Family Insights
A few insights for your financial plan

Planning

Tips for Finding the Perfect Seasonal Residence

Ask yourself these questions before making a decision on a second home.
There are several factors to consider before adding a new property to your real estate portfolio.
Planning

5 Ways To Transfer a Home to Your Child

For parents looking to transfer, gift or facilitate property ownership for an adult child, there are a few key things to consider.
When you include your adult child on the title to your home, you now have exposed your home to your child's creditors.

Nerre Shuriah

JD, LLM, CM&AA, CBEC® | Senior Director of Wealth Planning

Archive

Do You Need Long-Term Care Insurance?

While long-term care may not seem like an imminent need, it's never to early to consider your options.
A long-term care event is not only a financial threat but an emotional one than can destroy any legacy plans and overwhelm a family into making hurried decisions from a place of panic.

Kelly Sullivan

Manager of Life Insurance Sales, VP, First Citizens Center

Read More Insights

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Your investments in securities and insurance products and services are not insured by the FDIC or any other federal government agency and may lose value.  They are not deposits or other obligations of, or guaranteed by any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amounts invested. There is no guarantee that a strategy will achieve its objective.

About the Entities, Brands and Services Offered: First Citizens Wealth™ (FCW) is a marketing brand of First Citizens BancShares, Inc., a bank holding company. The following affiliates of First Citizens BancShares are the entities through which FCW products are offered. Brokerage products and services are offered through First Citizens Investor Services, Inc. ("FCIS"), a registered broker-dealer, Member FINRA and SIPC. Advisory services are offered through FCIS, First Citizens Asset Management, Inc. and SVB Wealth LLC, all SEC registered investment advisors. Certain brokerage and advisory products and services may not be available from all investment professionals, in all jurisdictions or to all investors. Insurance products and services are offered through FCIS, a licensed insurance agency. Banking, lending, trust products and services, and certain insurance products and services are offered by First-Citizens Bank & Trust Company, Member FDIC, and an Equal Housing Lender, and SVB, a division of First-Citizens Bank & Trust Company. icon: sys-ehl

All loans provided by First-Citizens Bank & Trust Company and Silicon Valley Bank are subject to underwriting, credit and collateral approval. Financing availability may vary by state. Restrictions may apply. All information contained herein is for informational purposes only and no guarantee is expressed or implied. Rates, terms, programs and underwriting policies are subject to change without notice. This is not a commitment to lend. Terms and conditions apply. NMLSR ID 503941

For more information about FCIS, FCAM or SVBW and its investment professionals, visit FirstCitizens.com/Wealth/Disclosures.

See more about First Citizens Investor Services, Inc. and our investment professionals at FINRA BrokerCheck.