Small Business Professional Services

A trusted partner in your success

Start

New businesses need a bank that can serve as a trusted partner. We can help.

Grow

Personalized service can make all the difference. We're here to fund those next steps.

Expand

We're dedicated to your future with products that help you move forward today and tomorrow.

Legal Services

You protect your clients' interests. We'll protect yours.

  • Access IOLTA accounts with no service fees
  • Streamline processing and accelerate cash flow with targeted receivables solutions
  • Our 100+ years of experience have given us a deep understanding of the financial complexities involved in managing a legal practice

Architects

Build a strong foundation with specialized financial products.

  • Streamline processing and accelerate cash flow with targeted receivables solutions
  • Gain access to credit products that help grow your business, such as commercial real estate loans, office equipment leasing, lines of credit and business credit cards
  • Offer specialized benefits to your clients, including real estate title insuranceD and mortgages

CPAs

Add value to your bottom line with a portfolio of financial services..

  • Merchant processing with virtual options
  • Enjoy a full range of business checking, savings and credit accounts for all of your financial needs
  • Leverage comprehensive wealth management services, including investments, financial planning, retirement and insuranceD

Medical Practices

From upgrading your office to retaining staff, we can provide the necessary financial tools to accomplish your mission.

  • Real estate financing for medical offices
  • Improve the efficiency of your payment processing
  • Plan for succession within your practice

Consultants

Our experience and industry knowledge helps us tailor financial services packages to meet your specific needs.

  • Increase the transparency of your cash flow with digital solutions
  • Use lines of credit backed by accounts receivable and inventory
  • Expedite international payments and commercial letters of credit

Engineering

Build a strong network with a community-focused partner.

  • Grow your business with equipment leasing and terms that can be customized to meet your business needs
  • Utilize our business checking, savings and credit accounts to streamline your finances
  • Save time and a trip to the bank by using remote image depositsD

Veterinary Practices

Access credit and capital when you need it to streamline your cash flow and keep your practice running smoothly.

  • Veterinary professional liabilityD
  • Flexible financing, including SBA loan optionsDD
  • Specialized medical equipment leasing and financing
First Citizens and You

The bank with your business in mind

  • We make it our business to understand yours so we can serve all of your financial needs—from launch to expansion
  • You get personal attention from a First Citizens relationship manager who will know and understand your unique needs
  • We are committed to our local partners and have been a strong member of communities for more than 100 years
  • Our industry expertise can help you make the best financial decisions for your business and your future
Our Expertise

A professional approach to professional services

  • Expand your business with the financial products that keep you moving forward, such as equipment and real estate
  • Enjoy convenient online access to your money that puts you in control of your cash flow 24/7
  • Protect your assets with secure investmentD products and fraud prevention services
  • Our comprehensive wealth management servicesD help you reach your financial planning goals
Our Promise

Helping businesses thrive

Forever First

You and your business come first with our products, which are personalized for your needs.

Better banking

From launch to expansion, we offer financial services that can help you at every stage of your business.

Community involvement

Our bankers are involved in the community, and you benefit from our local knowledge and insights.

More than 100 years

We've helped businesses like yours for more than a century.

Credit products

We offer a full range of commercial credit solutions.

Operating costs

We help you reduce expenses with our turn-key services.

Liquidity management

Maximize your reserves with products that grow your money.

Employee benefits

Take care of your team with retirement and financial planning.D

Community values

We give back to the communities where we live and do business.

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Send and transfer money using ACH and wires

Receive account and security alerts

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking

Manage your business on the go

Send and transfer money using ACH and wires

Business Digital Banking

Manage your business on the go

Receive account and security alerts

Remote Image Deposit

Deposit money from anywhere

Deposit checks remotely for faster processing and extended deposit hours.
Purchasing Card

Control business expenses

Simplify business purchases, reduce paperwork and monitor expenses with the First Citizens Visa Purchasing Card.

Account openings and credit are subject to bank approval.

Your investments in securities, annuities and insurance are not insured by the FDIC or any other federal government agency and may lose value. They are not a deposit or other obligation of, or guaranteed by any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amount invested. Past performance does not guarantee future results.

Brokerage and investment advisory services are offered through First Citizens Investor Services, Inc., Member FINRA and SIPC. First Citizens Asset Management, Inc. provides investment advisory services.

Remote Image Deposit is subject to contractual terms and conditions.

Approved to offer SBA loan products under the SBA Preferred Lenders program.

First Citizens Bank offers SBA 7(a) loans in select areas within Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, New Mexico, North Carolina, Oklahoma, Oregon, Texas, South Carolina, Virginia, Washington and West Virginia.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.