Business Savings Accounts

Put your extra cash flow to work

Business Savings

Get the benefits of savings with liquidity and a stable source of interest-bearing funds.

  • Low minimum opening deposit
  • Access to Online and Mobile Banking

Premium Money Market Savings

Help maximize your liquid savings—the higher your balance, the greater your interest.

  • Tiered interest rates
  • Low monthly maintenance fees
  • Access to Online and Mobile Banking

Business CDs

Earn a guaranteed fixed interest rate.

  • Competitive fixed interest rates
  • Terms that fit your needs
  • No monthly maintenance fees
Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Send and transfer money using ACH and wires

Receive account and security alerts

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking

Manage your business on the go

Send and transfer money using ACH and wires

Business Digital Banking

Manage your business on the go

Receive account and security alerts

Visa Business Debit Card

Pay with confidence

Earn points on everyday business purchases while managing cash flow and increasing efficiency.

Business Rewards Visa

Earn more from your business

Make business purchases count with bonus points.
FAQ

People often ask us

The documentation you need to open an account will vary based on your business type and business needs. The Business Account Requirements should provide a good place to start thinking about the documents that we'll ask for during the account opening process.

The minimum deposit to open a Business Savings or Commercial Money Market Savings account is $100. For other opening balance requirements, consult our Business Savings Comparison table.

You can open a business savings account online by logging in to your account, by visiting business savings or by talking with a Financial Services Representative at your local branch.

For our regular Business Savings account, you can avoid a monthly maintenance fee if you maintain a minimum daily balance of $300. For requirements on our other business savings options, consult our Disclosure of Products and Fees—Business Accounts and Services.

You can access everything online—including your business checking, business credit card, loans and lines of credit (including Checkline Reserve® and EquityLine)—through our Online Services. These accounts and their corresponding balances are automatically available through online banking and will appear every time you login to your account.

Account openings are subject to bank approval.

For complete list of account details and fees, see our Disclosure of Products and Fees—Business Accounts and Services.

Each item in excess of 100 per month is $0.50 per item.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.