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May Q&A: Available now
This month, the Making Sense team answers client questions related to trade policy developments and their impacts on key economic issues.
With our premium business money market savings account, the higher your balance, the greater your interest income. You'll need to be an existing First Citizens Business Customer with a Business Digital Banking login in order to open an account.
Increase savings
Tiered interest rates increase along with your account balances.
Earn interest
Interest is compounded every day on the daily collected balance.
Bank on your time
Access Digital Banking for business solutions from anywhere.
Higher balances receive higher interest, helping you maximize your liquid savings with any business money market account you open.
Access Digital Banking for business solutions from anywhere.
Your Visa® Business Debit Card offers a safe, convenient way to pay for purchases, manage cash flow and increase efficiency—all for free.
Get unlimited use of any First Citizens ATM or branch in our network—for free.D
Your business money market account is FDIC insured up to applicable limits.
Manage your accounts from anywhere
Send & transfer money with ACH and wires
Receive account and security alerts
Manage your accounts from anywhere
Send & transfer money with ACH and wires
Receive account and security alerts
A business money market account is a type of savings account for business owners that offers tiered rates and compound interest. This type of account often comes with a debit card and has a higher minimum opening deposit than a traditional business savings account.
The most significant benefit of establishing a business money market account is the ability to save more. Business money market rates are typically higher than traditional business savings account interest rates, tiered rates increase with account balances and interest compounds daily on account balances.
To open a business money market account, you can talk with a financial services representative at your local branch.
Account openings are subject to normal bank approval.
For a list of account details and fees, see our Disclosure of Products and Fees—Business Accounts and Services (PDF).
Service fees may be charged by the third-party ATM operator or owner, or by the network owner for transactions at non-First Citizens ATMs. For transactions initiated outside of the United States, the fee will be 3.00% of the transaction amount.
Each item or transaction (other than non-PIN debit card transactions) which results in a debit or credit to the account is considered a separate "item," including each check, paper draft, deposit, item deposited, wire transfer, electronic withdrawal or transfer and PIN-based transaction.
Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.
Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.
NMLSR ID 503941
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Customers with account-related questions who aren't enrolled in Digital Banking or who would prefer to talk with someone can call us directly.