Treasury Management Services

Optimize your cash flow by simplifying account receivables with traditional or electronic methods.

• Collect payments quickly and securely
• Recover 100% of the amount for bad checks
• Accept online bill payments from anywhere, anytime

Keep your business moving forward by streamlining processes, expenses and transactions.

• Deposit funds faster with our ACH services
• Process invoices easily with integrated payments
• Accurately forecast and manage daily cash requirements with controlled disbursement

Easily manage your money with automatic transfers between accounts for disbursements or deposits and your master account.

• Eliminate manual transfers between accounts
• Maintain separate accounts for internal auditing and accounting
• Maintain balances in a single account for efficient utilization

Keep employees and customers happy with swift, secure electronic deposits.

• Make deposits easy and seamless
• Cut costs associated with checks and postage
• Keep transactions secure

Simplify business purchases, reduce paperwork and monitor expenses.

• Set your spending controls
• Reduce administrative costs
• Analyze spending with online reporting tools

Implement the latest fraud prevention controls to protect your business accounts against suspicious activity.

• Protect business accounts from electronic fraud
• Shield your business from check fraud
• Detect suspicious check activity

Our secure products and services help digitally manage your business data.

• Efficiently manage your business
• Improve accounting and reconciliation accuracy
• Securely exchange electronic data files

View collections, payments and other details in a way that's designed to suit your needs.

• Automatically reconcile all checks paid against your First Citizens account
• Search and sort canceled checks
• Easily and securely trade electronic files

Put idle funds to work for your business in interest-bearing accounts by investing, minimizing interest or paying down debt.

• Automatically invest available cash balances
• Make excess cash in your business checking account work around the clock
• Maximize interest income by sweepingD funds from your checking account into an overnight investment vehicle

Improve your cash flow while reducing risk.

• Get access to your funds faster with provisional credit provided on the same morning totals are reported
• Minimize the risk associated with keeping large amounts of cash on site
• Add convenience by automating your cash handling