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Accident Insurance

Bolster your financial security and peace of mind

We'll help you plan ahead for the unexpected

When you need it most, you'll appreciate the benefits of supplemental medical insurance. Protect yourself and your loved ones with the right level of coverage. Our team takes the time to understand your unique needs and help you explore your options.

Accidental Death and Dismemberment

AD&D insurance helps to protect your loved ones from unforeseen costs in the wake of a serious accident.

  • Get $1,000 of complimentary coverage
  • Customize your level of coverage for yourself, your spouse and your family
  • Acceptance is guaranteed with no medical exams or health questions

Hospital Accident Insurance

Receive cash benefits to use however you need if a covered accident puts you in the hospital.

  • Get the right level of individual or family coverage
  • Guaranteed acceptance with no health questions or medical exams
  • Use your cash benefits for any medical or non-medical expense

Injury Care Accident Insurance

Get cash benefits paid directly to you for everyday injuries like burns and breaks, as well as those requiring surgery and in-hospital treatment.

  • Guaranteed acceptance, so you can't be turned down for this accident insurance coverage
  • Full coverage for all ages, with no benefit reductions due to age and no lifetime benefit maximum
  • Extra $1,000 organized-sports benefit that pays for covered sports injuries like sprains, tears, fractures and breaks

Insurance products are not insured by the FDIC or any federal government agency and are not a deposit or other obligation of, or guaranteed by, any bank or bank affiliate.

Insurance products offered in California are offered by First Citizens Bank & Trust Co., CA Agency License #OH380006.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services, and content on any third-party website.

Third parties mentioned are not affiliated with First-Citizens Bank & Trust Company.