Accident Insurance

Bolster your financial security and peace of mind

We'll help you plan ahead for the unexpected

When you need it most, you'll appreciate the benefits of supplemental medical insurance. Protect yourself and your loved ones with the right level of coverage. Our team takes the time to understand your unique needs and help you explore your options.

Accidental Death and Dismemberment

AD&D insurance helps to protect your loved ones from unforeseen costs in the wake of a serious accident.

  • Get $1,000 of complimentary coverage
  • Customize your level of coverage for yourself, your spouse and your family
  • Acceptance is guaranteed with no medical exams or health questions
Start your AD&D insurance enrollment , Opens in a new tab
Learn more about AD&D insurance

Hospital Accident Insurance

Receive cash benefits to use however you need if a covered accident puts you in the hospital.

  • Get the right level of individual or family coverage
  • Guaranteed acceptance with no health questions or medical exams
  • Use your cash benefits for any medical or non-medical expense
Start your hospital accident insurance plan enrollment , Opens in a new tab
Learn more about hospital accident insurance plans

Insights
A few financial insights for your life

Insurance

Do you need AD&D insurance?

Consider buying insurance to protect your family's finances in case of an accident.
You could purchase an accidental death and dismemberment policy by itself, although it's generally offered as an add-on to a basic disability or life insurance policy.
Insurance

Choosing the right types of insurance

Find the different types of insurance you need to ensure you have the right protection.
The many different kinds of policies available can loosely be categorized into two main categories: protection of property and protection of life.
Insurance

How hospital indemnity insurance works

Hospital indemnity insurance can help you cover the gaps in your health insurance.
Many policyholders use hospital indemnity insurance for family planning.

Insurance products are not insured by the FDIC or any federal government agency and are not a deposit or other obligation of, or guaranteed by, any bank or bank affiliate.

Insurance products offered in California are offered by First Citizens Bank & Trust Co., CA Agency License #OH380006.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.