Business Deposits

Small business solutions come in all sizes

Simplify your business deposits

Find smart solutions to best manage your finances. Choose from a variety of business checking accounts, traditional business savings accounts, money market accounts and CDs.

Business Checking

Select from several options to manage your business finances, from simple accounts to comprehensive packages.

Learn more about business checking

Business Savings

Learn more about business deposit accounts that earn interest while you save, including traditional savings, money market accounts and CDs.

Learn more about business savings

Bank at Work

Get features such as free financial evaluations and discounted services for your employees with our Bank at Work Program.

Learn more about Bank at Work
Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Send & transfer money with ACH and wires

Receive account and security alerts

Learn more about business digital banking
Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking

Manage your business on the go

Send & transfer money with ACH and wires

Business Digital Banking

Manage your business on the go

Receive account and security alerts

Learn more about business digital banking

Bank on Customer Service
Open an Account Today

Business deposit accounts FAQ
People often ask us

Yes. The FDIC guarantees all deposits owned by a corporation, partnership or unincorporated entity up to an aggregate of $250,000 for all applicable accounts at First Citizens Bank. These deposits are guaranteed separately from the personal accounts of business owners or members.

In the event the deposits are those of a sole proprietorship or unincorporated business owned by an individual using a business name, those deposit funds will be guaranteed in aggregate with any personal funds at First Citizens Bank up to $250,000.

The documentation you need to open a business checking account will vary based on your business type and needs. Our Business Account Requirements offer more information on the documents you'll need during the account opening process.

Business Deposit Insights
Business deposit expertise

Cash Management

Managing Cash Flow: Smart Approaches to Grow Your Business

Grow your business through strategic cash flow improvements and smart financing options.
Banks have numerous ways to help business owners optimize their operating cycle to better manage cash flow. This includes products that may help you accelerate receivables while also creating more flexibility in meeting short- and long-term obligations.
Cash Management

How To Boost Business-To-Business ACH Transfers

Take these steps to accelerate customers' transition to business-to-business ACH transfers.
The transition from paper checks to digital B2B payments offers clear benefits to small businesses.
Accounting

The Benefits of Direct Deposit for Your Business

Learn how direct deposit can be a secure, convenient payroll option that benefits both your employees and your business.
Offering direct deposit is one of the best flexible payment options for your employees.

Account openings are subject to normal bank approval.

For a list of account details and fees, see our Disclosure of Products and Fees—Business Accounts and Services (PDF).

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

NMLSR ID 503941