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Preparing today so you're ready for tomorrow

Financial products and services for every step of your financial life

  • Checking Accounts

    Account options for your everyday banking needs

    Choose from a variety of accounts, from basic Free Checking to relationship-based accounts that offer more benefits. All of our checking accounts offer the tools you need to manage your finances, including Digital Banking, Mobile & Tablet Banking and Account Alerts.

    Learn more
  • Credit Cards

    Card options for all needs

    We have designed a suite of card options that lets you choose your card based on what is important to you - lower interest rate, no annual fee, access to our newly designed rewards program. Compare our cards to find which one works best for you.

    Compare Cards
  • Buying a Home

    Loan options to make the dream of homeownership a reality

    First Citizens can help you through the entire home buying process, including helping you understand how much home you can afford, learning about pre-qualification, understanding your loan options and helping you decide which loan is best for you.

    Learn more
  • Financing a Major Purchase

    Credit options to help pay for major purchases, college and more

    Whether you have an unplanned expense, need to pay for a child’s education, a major purchase or a home renovation, First Citizens offers a variety of loan, line of credit and card products to meet your needs.

    Learn more
  • Investing & Retirement

    Products, tools and resources to ensure your future comfort and security

    First Citizens can help you meet your long-term investing and retirement goals with a variety of available products and services, investment guidance, retirement planning and more.

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+ View Legal Disclosures− Hide Legal Disclosures

First Citizens Bank, a division of First-Citizens Bank & Trust Company, Raleigh, NC.

Account openings and credit are subject to Bank approval.

Bank deposit products are offered by First Citizens Bank, Member FDIC, Equal Housing Lender.

Investments in securities, annuities and insurance are not insured by the FDIC or any federal government agency; may lose value; are not a deposit or other obligation of, or guaranteed by, any bank or bank affiliate; and are subject to investment risks, including possible loss of the principal amount invested. Brokerage and some investment advisory services are offered through First Citizens Investor Services, Inc. Member FINRA, Opens in a new window/SIPC, Opens in a new window.

* Upon clicking this link, you will leave the First Citizens Bank website and go to a third party site. Third party sites may have a privacy policy different from First Citizens Bank and may provide less security than this site. First Citizens Bank and its affiliates are not responsible for the products, services, and content on any third party website.