Personal Banking
Carousel Highlighting 6 Featured Products and Services
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Rewards. Cash back. Low APR
Your credit card, your way
Get 3.10% More Peace of Mind
Get a 3.10% A P Y C D
Dealing with Market Volatility
Read about recent market conditions
Sending money made simple
All you need is an email or phone number
Market Outlook
CIO Brent Ciliano shares First Citizens perspective
Retirement planning
Preparing today so you're ready for tomorrow
- Important Announcements
Welcome to First Citizens — we’re glad you’re here!
Learn more about our bank and what you can expect.
HomeBanc customers - conversion information
- Checking Accounts
Account options for your everyday banking needs
Choose from a variety of accounts, from basic Free Checking to relationship-based accounts that offer more benefits. All of our checking accounts offer the tools you need to manage your finances, including Digital Banking, Mobile & Tablet Banking and Account Alerts.
Learn more about Account options for your everyday banking needs - Credit Cards
Card options for all needs
We have designed a suite of card options that lets you choose your card based on what is important to you - lower interest rate, no annual fee, access to our newly designed rewards program. Compare our cards to find which one works best for you.
Compare Cards - Buying a Home
Loan options to make the dream of homeownership a reality
First Citizens can help you through the entire home buying process, including helping you understand how much home you can afford, learning about pre-qualification, understanding your loan options and helping you decide which loan is best for you.
Learn more about Loan options to make the dream of homeownership a reality - Financing a Major Purchase
Credit options to help pay for major purchases, college and more
Whether you have an unplanned expense, need to pay for a child’s education, a major purchase or a home renovation, First Citizens offers a variety of loan, line of credit and card products to meet your needs.
Learn more about Credit options to help pay for major purchases, college and more - Investing & Retirement
Products, tools and resources to ensure your future comfort and security
First Citizens can help you meet your long-term investing and retirement goals with a variety of available products and services, investment guidance, retirement planning and more.
Learn more about Products, tools and resources to ensure your future comfort and security
First Citizens Bank, a division of First-Citizens Bank & Trust Company, Raleigh, NC.
Account openings and credit are subject to Bank approval.
Bank deposit products are offered by First Citizens Bank, Member FDIC, Equal Housing Lender.
Investments in securities, annuities and insurance are not insured by the FDIC or any federal government agency; may lose value; are not a deposit or other obligation of, or guaranteed by, any bank or bank affiliate; and are subject to investment risks, including possible loss of the principal amount invested. Brokerage and some investment advisory services are offered through First Citizens Investor Services, Inc. Member FINRA, Opens in a new tab/SIPC, Opens in a new tab.
* Upon clicking this link, you will leave the First Citizens Bank website and go to a third party site. Third party sites may have a privacy policy different from First Citizens Bank and may provide less security than this site. First Citizens Bank and its affiliates are not responsible for the products, services, and content on any third party website.
