Credit & Financing
The financial tools you need to power your business
Our team of experienced Commercial Bankers help you prepare for the changing needs of your business. We offer a variety of financing solutions designed to meet your business's short- and long-term goals.
Choose from various credit and financing options, including credit cards, loans, lines of credit and equipment financing.
Financing for both your short- and long-term needs.
Equipment Financing and Leasing
Buy the vehicles, equipment and other tools your business needs, with no money down.
Lines of Credit
A flexible source of financing you can tap into whenever you need it.
A convenient way to handle business spending and earn rewards at the same time.
Let's start a conversation—we're here to help
Work your money overtime
Control business expenses
Account openings and credit are subject to bank approval.
Qualifying purchases are defined as gross retail purchases less any returns or credits.
Merchants who accept Visa credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making reward offers to you. We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won't qualify for rewards offers on purchases in that category.
The information provided should not be considered as tax or legal advice. Please consult with your tax advisor.
Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.