Agribusiness

Smart commercial banking options to help you grow

Start

Make wise financial decisions and position yourself for success from the get-go.

Grow

For more than 100 years, we've helped family farms, suppliers and retailers grow.

Expand

Whether you're looking to expand to a new crop or a new county, we're here to help.

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Christmas Trees and Timber

Our experience and industry knowledge helps us tailor financial services packages to meet your specific needs.

  • Access an array of equipment financing and leasing options
  • Manage risk with the right combination of insurance products
  • Tap our highly competitive merchant card processing solutions

Row Crops

Our specialists get to know your operation so they can customize banking solutions to your unique business.

  • Add seasonal lines of credit
  • Finance and lease the equipment you need
  • Manage risk with our insurance servicesD

Processing

The unique nature of the agribusiness processing sector means you need financial services packages that fit your cash cycle. We can help.

  • Let us help you finance the right equipment for your operation
  • Access a variety of loan and credit options
  • Utilize our cash management services

Agriculture Equipment

We're well equipped to help you with your agriculture equipment banking and finance needs.

  • Get equipment guidance lines that position you to handle the unexpected
  • Access a variety of loans or lines of credit
  • Utilize our cash management services

Poultry and Livestock

Our long history of working with poultry and livestock businesses means we know what you need when it comes to banking and finance.

  • Utilize our cash management services
  • Access an array of loan and credit options
  • Manage risk with the right combination of insurance products

Nursery and Floral

Our experience and industry knowledge help us tailor financial services that will keep your business in bloom.

  • Tap our highly competitive merchant card processing solutions
  • Manage risk with the right combination of insurance services
  • Access an array of equipment financing and leasing options

First Citizens and You
Working with you

  • We have extensive industry knowledge from more than a century of serving agribusinesses
  • We're experienced with helping businesses just like yours—from family farms to farm suppliers
  • We can tailor financial services packages to meet your needs
  • We're a family-controlled bank with a dedicated agribusiness team
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Our Expertise
We know your business

  • We understand the way you work and the challenges you face
  • We're familiar with seasonal fluctuations in cash flow and credit requirements
  • Our dedicated agribusiness bankers have deep local knowledge of markets and crops
  • We're fully committed to serving the wide range of agribusinesses
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Our Promise
Helping agribusinesses grow

Forever First

Begin or continue your long-term business investments to help your agribusiness thrive down the road.

Better banking

Whether you prefer traditional banking services or the latest digital finance apps, we can help.

Community involvement

From your local branch staff to head office experts, we can connect you with the experts you need to get the best financial advice for your agribusiness.

Loans and lines of credit

Grow your business and manage your cash flow.

Equipment financing and leasing

Finance the equipment and machinery you need to do the job.

Deposit accounts

Choose checking, savings, CD or money market savings.

Cash management services

Help smooth your cash flow and ensure liquidity.

Retirement plans

We can advise and assist with retirement plans.D

Investment services

Today's investing choicesD are broader than ever—we can help.

Business Digital Banking
Manage your business on the go

Manage your accounts from anywhere

Send & transfer money with ACH and wires

Receive account and security alerts

Learn more about business digital banking

Business Digital Banking
Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking
Manage your business on the go

Send & transfer money with ACH and wires

Business Digital Banking
Manage your business on the go

Receive account and security alerts

Learn more about business digital banking

Account openings and credit are subject to bank approval.

Your investments in securities and insurance products are not insured by the FDIC or any other federal government agency and may lose value. They are not deposits or other obligations of, or guaranteed by, any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amounts invested. Past performance does not guarantee future results. There is no guarantee that a strategy will achieve its objective.

About the Entities, Brands, Products and Services Offered

First Citizens Wealth® (FCW) is a registered trademark of First Citizens BancShares, Inc., a bank holding company. The following affiliates of First Citizens BancShares Inc. are the entities through which FCW products and services are offered. Brokerage products and services are offered through First Citizens Investor Services, Inc. (FCIS), a registered broker-dealer, Member FINRA and SIPC. Advisory services are offered through FCIS, First Citizens Asset Management, Inc. (FCAM), and SVB Wealth LLC (SVBW), all SEC registered investment advisers. Certain brokerage and advisory products and services may not be available from all investment professionals, in all jurisdictions, or to all investors. Insurance products are offered through FCIS, a licensed insurance agency. Banking, lending, trust products and services, and certain insurance products are offered by First-Citizens Bank & Trust Company, Member FDIC, and an Equal Housing Lender icon: sys-ehl, and First Citizens Delaware Trust Company.

For more information about FCIS, FCAM, or SVBW and its investment professionals, visit: FirstCitizens.com/Wealth/Disclosures.

See more about First Citizens Investor Services, Inc. and our investment professionals at FINRA BrokerCheck.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services, and content on any third-party website.

Third parties mentioned are not affiliated with First-Citizens Bank & Trust Company.

Bank deposit products are offered by First-Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

NMLSR ID 503941