Saving
What's the best way to save money?
Compare savings options to decide where your next dollar should go.
A good next-dollar strategy depends on your timeline, priorities and how much flexibility you'll need along the way.
Mike Cramer
Senior Wealth Planning Strategist
Budgeting
5 budgeting methods to try
Learn how to simplify your finances with percentage-based budgeting rules.
Percentage-based budgeting offers a simpler, more flexible approach by helping you manage your money without tracking every dollar.
Mike Cramer
Senior Wealth Planning Strategist
Debt
How to balance paying off debt versus saving money
Explore how to balance paying off debt and saving at the same time.
While it may seem like paying off debt should always come first, having cash reserves can be critical to your overall financial well-being.
Michael Edwards
Manager, Wealth Planning
Saving
HSA rules change over time
As you reach certain milestones, the rules for tapping the tax advantages of an HSA may change.
These tax-sheltered accounts are growing in popularity, and it's important to understand all the health savings account rules because they shift as you age or reach certain lifestyle milestones.
College
College savings: The rules are changing
529 plans have more flexibility than they once did, and there are other ways to save for college.
While 529s are the only tax-advantaged savings vehicle for college, there are other options that do create flexibility.
Saving
Understanding personal liquidity
Learn how to maintain the right liquidity ratio while pursuing growth.
As you evaluate your personal finances and create a financial plan, your personal liquidity can be a helpful metric to consider.
Saving
3 smart ways to invest in CDs
Learn how to invest in CDs as a way to help you maximize savings while maintaining liquidity.
By staggering the maturity dates of CDs, you can capitalize on longer-term growth options while having access to liquid funds.
Saving
Are CDs a good investment for retirees?
In today's high-rate environment, are CDs good for retirement income? Explore the benefits and drawbacks.
CDs provide a fixed interest rate over a specified period—one that's often higher than what a traditional savings account may offer.
Saving
The benefits of CDs
Certificates of deposit are a popular financial instrument. Here's how to determine if a CD is right for your goals.
Whether you're saving for a down payment on a home or simply building your nest egg, understanding the role CDs can play in a diversified portfolio is a great step toward making more informed financial decisions.
Saving
How to maximize FDIC coverage on deposits
Learn how account titling can help you maximize FDIC coverage and protect your money.
The rules get a little more complex when you have more than $250,000 deposited in an FDIC-insured bank, but there are ways to stay protected.
Saving
Have you considered CD laddering as a savings strategy?
CD laddering is ideal for those who want FDIC-insured savings, higher interest rates and protection from market risk.
With CD laddering, you invest money in multiple CDs with different maturity levels instead of investing in one CD and waiting for it to mature.
Budgeting
Tips to improve your financial stress and mental health
Pay attention to your wallet. Financial stressors can greatly impact mental and physical health.
A majority of Americans surveyed say money is a significant source of stress in their lives.
Showing 1 - 12 of 29 results
Showing 1 to 12 of 29 results
