Saving Insights
Explore insights for your lifestyle
College
College Savings: The Rules are Changing
529 plans have more flexibility than they once did, and there are other ways to save for college.
While 529s are the only tax-advantaged savings vehicle for college, there are other options that do create flexibility.
Saving
Understanding Personal Liquidity
Personal liquidity plays a key role in your financial health. Learn how to maintain the right liquidity ratio while pursuing growth.
As you evaluate your personal finances and create a financial plan, your personal liquidity can be a helpful metric to consider.
Saving
3 Smart Ways To Invest in CDs
Learn how to invest in CDs as a way to help you maximize savings while maintaining liquidity.
By staggering the maturity dates of CDs, you can capitalize on longer-term growth options while having access to liquid funds.
Saving
Are CDs a Good Investment For Retirees?
In today's high-rate environment, are CDs good for retirement income? Explore the benefits and drawbacks.
CDs provide a fixed interest rate over a specified period—one that's often higher than what a traditional savings account may offer.
Saving
Certificates of Deposit: The Benefits of CDs
Certificates of deposit are a popular financial instrument. Here's how to determine if a CD is right for your goals.
Whether you're saving for a down payment on a home or simply building your nest egg, understanding the role CDs can play in a diversified portfolio is a great step toward making more informed financial decisions.
Saving
How To Maximize FDIC Coverage on Deposits
Learn how account titling can help you maximize FDIC coverage and protect your money.
The rules get a little more complex when you have more than $250,000 deposited in an FDIC-insured bank, but there are ways to stay protected.
Saving
Are Deposits a Money Maker Again? The Resurgence of High-Yield Accounts
With an unpredictable stock market, low bond returns and rising inflation, more people are turning to high-yield savings accounts.
The primary reason to invest in deposits is not because they're currently high-yield accounts, but because they're secure.
Retirement
Strategically Grow Your Retirement Fund
Maxing out IRA contributions can be an important part of your retirement investing plan.
Maxing out Roth IRA contributions may be the best plan if you expect to be in a higher tax bracket when you retire.
Retirement
Ages and Stages of Saving for Retirement
Your approach to saving for retirement may shift over time as your life changes.
Starting early on retirement savings can help you form financial discipline that will last throughout your working days.
Budgeting
What Can the Financial Trends of 2022 Tell Us About 2023?
Our experts share their takeaways from inflation, volatility and more.
Inflation is important not only because it can impact your budget, but because the ways the federal government seeks to control it can also impact your financial life.
Saving
Have You Considered CD Laddering as a Savings Strategy?
CD laddering is ideal for those who want FDIC-insured savings, higher interest rates and protection from market risk.
With CD laddering, you invest money in multiple CDs with different maturity levels instead of investing in one CD and waiting for it to mature.
Budgeting
Want to Improve Your Financial Stress and Mental Health?
Pay attention to your wallet. Financial stressors can greatly impact mental and physical health.
A majority of Americans surveyed say money is a significant source of stress in their lives.
Budgeting
How to Do a Financial Checkup
Assess your financial wellness with this step-by-step guide.
Everyone has to make adjustments to their financial plan from time to time.
Saving
4 Habits That Can Help Build Long-Term Wealth
Building wealth is different for everyone, but these basic habits can get you started.
Building wealth over time requires living within your means so you can save more than you spend.
Budgeting
War, Inflation and Interest Rates: Things You Can Do for Your Finances
You can take steps to protect your finances when the news is bad.
History makes it clear that the market turbulence of early 2022 is not a rare thing. Neither is a subsequent recovery.
Budgeting
The Benefits of Saving Your Tax Refund
If you're getting a tax refund this year, consider saving instead of spending it the first chance you get. Here's why.
Here's a few options you might want to consider if you’re getting a tax refund this year.
Showing 1 - 16 of 45 results
Showing 1 to 16 of 45 results
