Banking Insights

Explore insights for your lifestyle

Here's when you should write a personal check

Sometimes, writing out a check is the best way to go.

Depending on the circumstances, personal checks can offer advantages over digital methods.

How mergers can drive a better banking experience

Worried that your regular banking routine could be impacted by a merger or acquisition? Here's what to know.

With a merger or acquisition, a bank can expand its digital capabilities without having to build them from the ground up.

Are you prepared for rising inflation rates?

Here's how rising prices can affect your finances.

The effects of inflation can be far-reaching, and you may feel their impact whenever you shop, pay bills or borrow money.

What's the best way to send money online?

Learn the best methods for sending money digitally in different situations.

Given how much of life takes place in the digital sphere, it's worth knowing how to transfer money from one bank to another online.

Should you use debit or credit?

Debit and credit cards each have their advantages. Learn when it's smart to use debit versus credit.

Many credit cards come with travel protections like insurance that covers stolen phones, flight delays or other situations that can arise on a trip.

3 tools for better money management

These checking account features can help you gain more control over your finances.

With digital banking, you can see where every dollar is going, understand your spending patterns and use this information to better manage your money.

Comparing popular P2P payment apps

Venmo, PayPal and Cash App are popular apps for peer-to-peer payments. Learn more about how these apps work.

Apps like Venmo, PayPal and Cash App have attracted millions of users over the last decade.

Choosing a bank that shares your values

The right bank for you is one you feel comfortable building a relationship with.

When researching a bank, it's important to consider both short-term and long-term goals.

How the banking system works

The banking system helps us keep up with the full range of our financial needs.

These days, more and more banks offer extensive digital services.

Benefits of switching banks during a merger

Banks work hard to ensure the transition is painless for their customers.

You may even reap benefits from the switch.

How to switch banks

Read our complete guide to switching to a new bank.

Everything you need to make the change while putting you and your family first.

How a community bank can benefit you

Working with a community bank is a win for your personal financial needs and your community.

Personal, attentive customer service is one of the hallmarks of community banking.

Choosing a bank for your family

Financial needs may change as your family grows.

Pick a bank that can grow with your family.

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This material is for informational purposes only and is not intended to be an offer, specific investment strategy, recommendation or solicitation to purchase or sell any security or insurance product, and should not be construed as legal, tax or accounting advice. Please consult with your legal or tax advisor regarding the particular facts and circumstances of your situation prior to making any financial decision. While we believe that the information presented is from reliable sources, we do not represent, warrant or guarantee that it is accurate or complete.

Third parties mentioned are not affiliated with First-Citizens Bank & Trust Company.

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