
Self-Directed Investing by First Citizens Investor Services
An easy, convenient way to invest
Trade commission freeD with Self-Directed Investing
With our intuitive self-directed investing platform, you can make decisions about your investments whenever suits your schedule. Easily open an account, place trades, and access your statements and confirmations—all online.

Our digital-first investing platform
When the world is going digital, your investing experience should do the same.
No special access needed
Enjoy access to Self-Directed Investing as part of the First Citizens family.
Self-directed, commission-free trading
Open your account and place trades online. Exceptions apply.D
Your self-directed account is waiting
There are four critical steps to placing your first trade.
Investment and insurance products are not a deposit, not FDIC-insured, not guaranteed by First Citizens, not insured by any federal government agency and may lose value.
Get started with Self-Directed Investing today
Open a new account
To start a self-directed account with First Citizens Investor Services, select Open an Account below and follow the on-screen instructions.
Enjoy convenient access to your account with First Citizens Digital Banking. You'll be able to see any new investment account on your dashboard. This may take up to 1 business day after your investment account is approved.
What is Self-Directed Investing?
Watch our introductory video to learn more about Self-Directed Investing, what it is and how it works. With Self-Directed Investing, you can enjoy more control over your portfolio and make trading more convenient for your schedule.
Need help getting started?
Call us at 800-229-0205. Our dedicated team is available to assist with navigation, tech support and general questions for no fee.
Get help with placing a trade
If you need help placing a trade, our service desk can assist you for a $40 fee. See our Self-Directed Investing by First Citizens Investor Services Commission and Fee Schedule (PDF) for details.
Please note securities other than US domestic stocks and ETFs have a fee associated with their trading.