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Being a teen is hard enough. Help us support Teen Cancer America to improve their quality of care.
We're committed to serving companies as they expand and succeed. The proof is in our success stories.
May Q&A: Available now
This month, the Making Sense team answers client questions related to trade policy developments and their impacts on key economic issues.
We have the flexible payment solutions you need to accept payments anytime, anywhere. Plus, you can get paid faster with next-day funding and the benefit of working with one bank. Explore our family of merchant processing services for small business owners.
Flexible solutions
Process payments wherever and however you want to do business—on the road, in person or online.
Stronger cash flow
View transactions in real time, set up recurring payments and spend less time on billing and collection.
Next-day funds
Get next-day business fundingD for most credit card transactions into your deposit account.
We provide comprehensive, customized merchant card services and point-of-sale tools that help you meet customer needs—wherever they are.
Our experienced team will analyze your existing payment acceptance process and develop a customized plan that meets both future and current goals.
We offer flexible payment acceptance and integration solutions designed for merchants accepting cards in person.
Accept payments anywhere you have Wi-Fi or cellular coverage securely, with the highest level of card data encryption.
Get seamless, secure payment processing when you need to take customer payments online, in phone, in person or by mail.
Manage your accounts from anywhere
Send & transfer money with ACH and wires
Receive account and security alerts
Manage your accounts from anywhere
Send & transfer money with ACH and wires
Receive account and security alerts
Merchant services are solutions designed to help businesses process payments faster and more efficiently. This can include providing software or hardware necessary to process credit card and debit card payments in person and online, as well as check-processing support.
A merchant services provider facilitates payment acceptance and processing for businesses, serving as a mediator between customers and merchants that allow debit card and credit card transactions.
To open a merchant services account and start processing and accepting payments more efficiently, talk with a banker at your local branch.
Normal bank approval applies.
Next-business day funding for American Express transactions is only available for new customers.
Subject to the bank's Funds Availability Policy.
Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.
Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.
NMLSR ID 503941
Treasury & Cash Management
Electronic Bill Presentment & Payment
Investment & Retirement Services
Community Association Banking
Equipment Financing & Leasing
Credit Cards
Merchant Services
Insurance
Email Us
Please select the option that best matches your needs.
Customers with account-related questions who aren't enrolled in Digital Banking or who would prefer to talk with someone can call us directly.
Fill out the form below to connect with us about merchant services. Fields denoted with an asterisk (*) are required.
If you prefer to speak with someone directly, please give us a call.