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May Q&A: Available now
This month, the Making Sense team answers client questions related to trade policy developments and their impacts on key economic issues.
Merchant services is a crucial part of doing business, whether you're processing digital payments, cards or cash. Merchant services is a convenient way to process bank cards and mobile payments as well as invoicing and recurring payments or subscriptions.
Efficient processing
Get instant authorization and next-business-day funding.D
Flexible options
Payments are accepted from a variety of platforms.
Secure payments
Sensitive cardholder data is safely handled and stored.
Accepting Visa®, Mastercard®, Discover and American Express is a service few businesses can live without.Â
When the bulk of your customers rely on credit and debit cards, your ability to process point-of-sale payments is crucial to the health of your business. No matter the size of your company, we have a solution to fit your needs.
Whether using traditional countertop terminals, mobile card scanners, built-in office network applications or an e-commerce site, our merchant card processing services ensure prompt receipt of customer payments with competitive pricing and no hidden fees. To help with sales analysis and resolving billing and collection issues, all of our services include access to transactions and reports in real time.
We help you stay on top of compliance requirements like the Payment Card Industry Data Security Standard. Plus, the connection doesn't stop at the transaction, as our Merchant Insights tool supplies extensive sales-level data to reinforce marketing, operations and staffing decisions. We'll help you navigate your systems—so you can stay focused on your business.
Normal bank approval applies.
Next-business day funding for American Express transactions is only available for new customers.
Subject to the bank's Funds Availability Policy.
Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.
Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.
NMLSR ID 503941
Treasury & Cash Management
Electronic Bill Presentment & Payment
Investment & Retirement Services
Community Association Banking
Equipment Financing & Leasing
Credit Cards
Merchant Services
Insurance
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Please select the option that best matches your needs.
Customers with account-related questions who aren't enrolled in Digital Banking or who would prefer to talk with someone can call us directly.
Fill out the form below to connect with us about merchant services. Fields denoted with an asterisk (*) are required.
If you prefer to speak with someone directly, please give us a call.