Business Fraud Prevention Services

Protect your business accounts from suspicious activity

Keep your confidential financial information secure

You don't have to wait until your money has been misused to protect your business accounts. Our business fraud prevention services increase your control—so you're empowered to stop fraud before your small business loses funds.

ACH Positive Pay

Enable electronic fraud prevention by monitoring or screening ACH transactions.

  • Block transactions you didn't authorize
  • Receive proactive notifications of suspicious activity
  • Choose from a variety of protection options

Check Positive Pay

Protect your small business against fraudulent checks with our check-monitoring service.

  • Suited for businesses with moderate to high check activity
  • Checks presented for payment are compared against files you submit
  • Checks that don't match the file list are presented for review so that you may determine whether they should be paid or returned

Reverse Positive Pay

Simplify account reconciliation activity related to checks presented for payment with business fraud management tools.

  • Suited for small businesses with a low volume of check activity
  • Easily review previous-day check images
  • Return any checks paid from your account that appear fraudulent

Are you operating a commercial business?

Protect your business with commercial fraud prevention services.

First Citizens Positive Pay Video
See how it works

Watch the Positive Pay Sales Demonstration video

Business Digital Banking
Manage your business on the go

Manage your accounts from anywhere

Send & transfer money with ACH and wires

Receive account and security alerts

Business Digital Banking
Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking
Manage your business on the go

Send & transfer money with ACH and wires

Business Digital Banking
Manage your business on the go

Receive account and security alerts

Fraud Prevention Services Insights
Protect your business from fraud

Fraud Protection FAQ
People often ask us

Normal bank approval applies.

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Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender.

NMLSR ID 503941