Bank Loans

Get the funds you need to achieve your goals

Take control of your finances with a personal loan

If you've got a goal, we're here to help you meet it with affordable financing. Our quick loans come with competitive rates, flexible terms and convenient online banking. Reach out or visit a local branch to ask about bank loans today.

Money Saver Mortgages

Take advantage of today's rates to decrease your monthly mortgage payment.

  • Pay off your home faster with shorter terms
  • Competitive low fixed or adjustable interest rates
  • Pay lower fees and upfront costs
Learn more about money saver loans

Home Equity Lines and Loans

Get the funds you need to start your next project at home.

  • Access competitive low interest rates
  • Use your home's equity to achieve your goals
Learn more about home equity and improvement loans

Home Improvement Loans

Quickly get the funds you need to repair or remodel your home.

  • Competitive low interest rates
  • Convenient, quick and simple loan process
  • Unsecured loan—no home equity required
Learn more about our home improvement loans

Lot Loans

Buy land today, then develop your property or build your dream home tomorrow.

  • Buy lots or undeveloped land
  • Good for primary or secondary residences
  • Flexible term options available
Learn more about lot loans

Auto Loans

Get a great fixed rate for your new or new-to-you ride.

  • Good for new or used vehicles
  • Flexible terms available up to 84 months
  • Competitive fixed rates and monthly payments
Learn more about auto loans

Specialized Lending

We'll help you find an affordable way to achieve your goals.

  • Great options for boat loans and RV loans
  • Competitive fixed rates and monthly payments
  • Other specialized loan options available
Learn more about our specialized lending options
Benefits

Get a personal loan for what you need

You could save on higher-interest balances with our competitive rates on personal loans.

  • Competitive rates
  • No prepayment penalty
  • Fixed or variable rates
  • Secured or unsecured
Digital Banking

Bank from anywhere with your mobile devices

Track your spending habits

Seamlessly move your money

Set alerts for transactions

Learn more about digital banking
Digital Banking

Bank from anywhere with your mobile devices

Track your spending habits

Digital Banking

Bank from anywhere with your mobile devices

Seamlessly move your money

Digital Banking

Bank from anywhere with your mobile devices

Set alerts for transactions

Learn more about digital banking
Cash Rewards

Get cash back on every purchase

Keep it simple. Earn unlimited cash back and pay no annual fee with our Cash Rewards credit card.
Learn more about cash rewards credit cards
Online Savings

Save online, simply and conveniently

Open an online savings account with a low minimum opening deposit of $50.
Learn more about online savings accounts
Insights

A few financial insights for your life

No results found

Account openings and credit are subject to bank approval.

With qualifying EquityLine. The minimum line amount required is $25,000 or more.

With qualifying EquityLine. The line amount required is $100,000 or more.

Consult your tax advisor regarding the deductibility of interest.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.