
Premier Checking Account
Get the checking account that pays you interest
Maximize your money with a Premier checking account
Explore the perks of Premier banking—and gain access to a wide range of valuable benefits.

Earn interest income
Make your money work with an interest-bearing Premier checking account.
Get preferred rates
Get better ratesD on our CDs and home equity lines of credit.
Bank when you want
Enjoy free Digital Banking,D bill pay and 24/7 mobile deposits.
Premier Bank Account Pricing
Get an interest-bearing checking account for free
Avoid the $18 monthly fee when you meet any one of these criteria.
Get a Visa Debit Card
Use your First Citizens debit card to make payments anywhere
Your Premier checking account comes with a Visa® debit card, which you can use for a fast, touch-free, secure way to pay.

Premier Checking Account Benefits
Preferred rates and more advantages
Open with less
Put your money to work today with a $100 minimum opening deposit.
Earn interest
You'll earn 0.05% APYD on your account balance with an interest-bearing Premier checking account.
Get a better rate on your home equity
Save with our preferred ratesD on home equity lines of credit.
Protect your account
Choose the right level of overdraft protection coverageD for your account.
Get alerts
Securely keep track of your account activity with text and email alerts.
Spot spending trends
Use the Manage My Money trends tool to visualize your spending habits.
Pay with your phone
Link your debit card to digital wallets like Apple Pay® and Samsung Pay®.
Pay off debt
Analyze balances and interest rates to come up with a payoff plan.
Automate your bills
Know your bills are paid through Digital Banking.
Manage wealth
See the full picture by tracking all your accounts, even from other financial institutions.
Not quite sure? Answer a few questions to find the right checking account for you.
Payments & Transfers
Instantly move your money wherever you need it
Pay your bills from any device
Send money with Zelle®
Transfer funds to other accounts


