Digital Banking for Business

Digital tools to manage your business

Convenient, secure banking on your schedule

Digital Banking for Business makes it easy to bank in the background. With an intuitive platform and integrated mobile app, you can manage accounts, track expenses and stay on top of cash flow—all while protecting your money with the latest privacy and security features.

Enroll at a Branch
Or Log In To Digital Banking

Account Management
Know where your money goes

laptop screen showing the manage cards page in small business digital banking
  • View account transactions, balances and monthly statements anywhere—from any device
  • Create user accounts and customize permissions for daily spending limits and approval requirements
  • Keep your money safe with alerts, notifications and comprehensive card management tools
  • Get tax forms to send to your accountant or a statement to reconcile business books quickly and conveniently

Payments & Transfers
Quick and secure money movement

Transfer money

  • Make one-time or recurring payments to your First Citizens credit card, business loan or line of credit
  • Request and accept payments from your customers with Zelle® for business

Learn More About Zelle®

Make payments on your terms

  • Pay employees and vendors or draft your customers securely with ACH or wire payments
  • Take control of your accounts payable with our easy and convenient Bill Pay service
  • Manage your cash flow by viewing upcoming bills and payment history
laptop screen showing transfer funds page in small business digital banking

Mobile Banking
Built for business on the go

  • Take advantage of Digital Banking for Business features on your mobile phone
  • Deposit checks with your device camera and check on their status
  • Receive alerts to monitor your account and approve transactions
  • Go cashless with Google, Samsung and Apple digital wallets
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Security & Fraud Protection
Bank with confidence

mobile phone screen showing a sample text from First Citizens updating a user on their account balance

Security alerts

Alerts and notifications allow you to spend more time focused on your business while we focus on keeping your money safe.

ACH Positive Pay

Catch fraud before it happens with ACH Positive Pay. Receive notifications and make decisions to pay or return transactions, eliminating the need to keep a constant watch on your account.

laptop screen account and card alerts page in small business digital banking

Monitor check fraud

Review, approve and reject check payments quickly on your computer or mobile device using Check Positive Pay and Reverse Positive Pay.

Learn More About Our Privacy and Security

Get details on our digital banking fees

View Fee Schedule

Read our digital banking agreement

View the Digital Banking for Business Agreement

Account openings and credit are subject to bank approval.

First Citizens does not charge fees to download or access First Citizens Digital Banking, including the First Citizens mobile banking app. Mobile carrier fees may apply for data and text message usage. Check with your carrier for more information. Fees may apply for use of certain services in First Citizens Digital Banking.

Please see our Digital Banking for Business Fee Schedule and Digital Banking for Business Agreement.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

iPhone, Touch ID and Face ID are a registered trademark of Apple, Inc.  Apple is a trademark of Apple, Inc., registered in the US and other countries. App Store is a service mark of Apple, Inc.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services, and content on any third-party website.

Third parties mentioned are not affiliated with First-Citizens Bank & Trust Company.

Bank deposit products are offered by First-Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

NMLSR ID 503941