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May Q&A: Available now
This month, the Making Sense team answers client questions related to trade policy developments and their impacts on key economic issues.
Pay down your business's loan or line of credit, or transfer money to cover expenses—all from the convenience of your computer or mobile device.
Pay employees and vendors or draft your customers securely with Automated Clearing House, or ACH, to save time. Your employees and vendors will appreciate the convenience of direct deposit, which gives them quicker access to their money. Need it there faster? Send domestic wires in real time.
Take control of your accounts payable with our easy and convenient bill pay service.
More convenient than cash or checks, Zelle® is a fast, safe and easy way to send, request and receive money with people you trust.
Yes. Zelle® is available for both business and consumer Digital Banking customers at First Citizens. To learn more, visit our Zelle® for your business page.
Yes. International wires can be sent in US dollars or the local currency of the beneficiary. A wire sent in a currency other than US dollars is considered a foreign exchange wire. International wires are sent via the SWIFT network, which is a fast, secure and efficient way to send a specific amount of foreign currency or US dollars internationally. However, you must enroll in advance for access to international wire transfer service via Digital Banking. A monthly fee applies for international wire module access, and a per-transaction fee applies to each wire transaction. This fee is separate from the domestic wire module access fee. See our Business Digital Banking Fee Schedule for more information.
Yes. Domestic wires can be sent to US recipients using the routing transit number, or RTN, for the US financial institution. However, you must enroll in advance for access to domestic wire transfer service via Digital Banking. A monthly fee applies for domestic wire module access, and a per-transaction fee applies to each wire transaction. See our Business Digital Banking Fee Schedule for more information.
Yes. You can make both federal and state tax payments. However, you must enroll in advance for access to this service. A per-transaction fee applies to each tax payment transaction. See our Digital Banking fee schedule for more information.
Yes. Initiation of ACH payments or collections are available. ACH payment transactions are processed on a prefunded basis based on available funds. You must enroll in advance for access to ACH services within Digital Banking. See our Digital Banking fee schedule for more information.
Please see our Business Digital Banking Fee Schedule and Digital Banking Agreement (PDF).
Please see the Zelle® Terms of Service.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
First Citizens does not charge fees to download or access First Citizens Digital Banking, including the First Citizens mobile banking app. Mobile carrier fees may apply for data and text message usage. Check with your carrier for more information. Fees may apply for use of certain services in First Citizens Digital Banking.
To send or receive money with a business, both parties must be enrolled with Zelle® directly through their financial institution's online or mobile banking experience. The business will incur a $2 transaction fee.
Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.
Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.
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Customers with account-related questions who aren't enrolled in Digital Banking or who would prefer to talk with someone can call us directly.