Fraud Monitoring

Protect your money with fraud monitoring services

ACH Monitor (ACH Positive Pay)

Take Control of ACH Activity

Catch fraud before it happens with ACH Monitor. Receive notifications and make decisions to pay or return transactions eliminating the need to keep a constant watch on your account.

  • Receive text or emails alerts of potential fraud
  • View and approve ACH transactions before they post to your account from any device
  • Submit rules to automatically pay trusted transactions
Check Positive Pay

Keep Tabs on Checks

Save time and stop check fraud with Check Positive Pay. Review and reject suspicious check payments quickly on your computer or mobile device with just a few clicks.

  • We’ll compare check information you send to First Citizens to the checks posted to your account
  • Receive alerts when you have exceptions to review
  • View exceptions listed in your Digital Banking account
  • Pay or return checks with a few simple clicks
Reverse Positive Pay

See Checks Before They Pay

Protect your account from check fraud with Reverse Positive Pay. You’ll know your account is safe with a quick review of daily check activity.

  • Get alerted when you have checks posted to your account
  • Select Pay or Return for each check
  • Choose your default decision of Pay or Return for convenience

Please see our Business Digital Banking Fee Schedule and Digital Banking Agreement.

First Citizens does not charge fees to download or access First Citizens Digital Banking, including the First Citizens mobile banking app or First Citizens Text Banking. Mobile carrier fees may apply for data and text message usage. Check with your carrier for more information. Fees may apply for use of certain services in First Citizens Digital Banking.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.