Business Digital Banking Fee Schedule

What you need to know about service charges.

Online and Mobile Account Access

Service

Fee

Digital Banking (accessed through FirstCitizens.com or the mobile banking app)

No Charge

Transfers

Service

Fee

Internal funds transfers (within bank)

No Charge

External fund transfers (bank to bank)D

$2.99

Incoming external transfers (bank to bank)D

No Charge

Person to person transfers (accessed through Pay People)D

No Charge

Bill Pay

Service

Fee

Unlimited bill payments using this service

No Charge

Next-day bill payments (Next business day)D

$19.95

Two-day bill payments (second business day)D

$14.95

Gift paymentsD

$2.99

Charitable donation paymentsD

$1.99

Express mail notification, per letter

$15.00

Payment cancelation before disbursement, per request

$7.50

Payee-returned ACH payment due to customer error

$10.00

Payee-returned check payment due to customer error

$5.00

Proof of payment for bill payment not in dispute

$10.00

Research from offline files ($25.00 minimum)

$25.00/hour

Business Services

Service

Fee

Multiple users (in addition to primary user, per month)D

$7.50

Mobile deposit (first 10 checks per month free. Thereafter, each check)D

$0.50

Positive Pay Service

Service

Fee

Contact Treasury Management ServicesD

Price Varies

ACH Monitor Service (per month)

Service

Fee

Contact Treasury Management ServicesD

Price Varies

Wire Transfer Services

Service

Fee

Wire Transfer Base Module (per month)D

$15.00

Domestic Wire Origination (each)D

$15.00

ACH (Automated Clearing House) Services

Service

Fee

ACH Batch/Payroll Module (per month, includes 15 ACH transactions)D

$15.00

ACH Batch/Payroll Transactions (over 15, each)D

$1.00

Federal/State Tax Payments (each)D

$3.00

ACH Single Payments/External Transfers (no monthly fee, each)D

$3.00

Same Day ACH Transactions (each, charged separately)D

$1.00

Quicken and Quickbooks (via Web Connect)

Access via Web ConnectD requires enrollment in First Citizens Digital Banking or BOB Advantage.

Service

Fee

Digital Banking through Quickbooks®D Software

No Charge

Digital Banking through Quicken®D Software

No Charge

Quicken and Quickbooks (via Direct Connect)

Access via Direct ConnectD requires enrollment in the Direct Connect service.

Service

Fee

Digital Banking through Quickbooks Software (8 sessions per month)

$11.95/month

Digital Banking through Quicken Software (8 sessions per month)

$5.95/month

Digital Banking and Bill Pay through QuickBooks Software (8 sessions plus 15 bill payments per month using the service)

$17.95/month

Digital Banking and Bill Pay through Quicken Software (8 sessions plus 15 bill payments per month using the service)

$13.95/month

Additional Sessions Using QuickBooks Software

$0.75 each

Additional Sessions Using Quicken Software

$0.50 each

Bill Payments in Excess of 15 per Month Through QuickBooks Software

$0.75 each

Bill Payments in Excess of 15 per Month Through Quicken Software

$0.50 each

Surcharge for Use of Business Account with Quicken

$4.95/month

First Citizens does not charge fees to download or access First Citizens Digital Banking, including the First Citizens mobile banking app or First Citizens Text Banking. Mobile carrier fees may apply for data and text message usage. Check with your carrier for more information. Fees may apply for use of certain services in First Citizens Digital Banking.

Services and corresponding fees are provided for and are applicable to consumer customers only.

Services and corresponding fees are provided for and are applicable to business customers only.

Quicken and QuickBooks are registered trademarks of Intuit, Inc. First Citizens Bank is not affiliated or associated with Intuit, Inc.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.