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May Q&A: Available now
This month, the Making Sense team answers client questions related to trade policy developments and their impacts on key economic issues.
This means providing you service options that are available 24/7, mobile and fast. If you're not enrolled, talk to your banker today.
Quickly access and manage your company and user profiles with Commercial Advantage.
Get tools to access details and manage your cash flow.
Make payments and move money with our convenient online features.
Protect your information with industry-leading solutions.
Explore additional online features and benefits.
Take care of everything—wherever your business takes you. Quickly access your Commercial Advantage accounts through our powerful mobile app.
Commercial Advantage enables you to manage your First Citizens accounts online. You can view account information, transfer funds between accounts and access other services such as Automated Clearing House (ACH), wire transfer, positive pay and controlled disbursement. It uses state-of-the-art security combined with the simplicity of website navigation. Commercial Advantage makes it easy to manage all aspects of your business finances.
It's very easy. You don't have to know a lot about computers or even be at your business to handle financial tasks. With just the click of a button you can access most of the available services.
Talk to a banker for assistance.
The basic Commercial Advantage package has nominal activity and excess item fees for up to three accounts. It includes previous-day as well as intra-day balance and detail transaction reporting, book transfer and stop payment services. Additional module, activity and excess item fees are added for ACH, wire transfer and some other services. Talk to a banker for details.
Commercial Advantage Customer Agreement (PDF)
Agreement for Automated Clearing House (ACH) Services (Commercial Advantage version) (PDF)
Commercial Advantage Wire Transfer Authorization and Agreement (PDF)
Subject to availability.
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Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.
Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.
NMLSR ID 503941
Treasury & Cash Management
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Please select the option that best matches your needs.
Customers with account-related questions who aren't enrolled in Digital Banking or who would prefer to talk with someone can call us directly.