Manage business finances with our robust, online services
Enjoy access to First Citizens Digital Banking Commercial Advantage™ from any device with our online services
This means providing you service options that are available 24/7, mobile and fast. If you're not enrolled, talk to your banker today.
Data at your fingertips
Quickly access and manage your business accounts on the go with our Commercial Advantage platform.
Move money where you need to
Make payments and move money with our convenient online features.
Keep track of your cash
Get the tools to manage your cash flow.
Keep your money safe
Protect your information with industry-leading solutions.
Do more online
Explore additional online features and benefits.
Read our Commercial Advantage Agreement
Visit the Commercial Advantage Learning Center
People often ask us
Commercial Advantage enables you to manage your First Citizens accounts online. You can view account information, transfer funds between accounts and access other services such as Automated Clearing House (ACH), wire transfer, positive pay and controlled disbursement. It uses state-of-the-art security combined with the simplicity of website navigation. Commercial Advantage makes it easy to manage all aspects of your business finances.
It's very easy. You don't have to know a lot about computers or even be at your business to handle financial tasks. With just the click of a button you can access most of the available services.
The basic Commercial Advantage package has nominal activity and excess item fees for up to three accounts. It includes previous-day as well as intra-day balance and detail transaction reporting, book transfer and stop payment services. Additional module, activity and excess item fees are added for ACH, wire transfer and some other services. Visit your local branch or call 866-FCB 4BIZ (866-322-4249) between 8 am and 9 pm ET Monday through Friday for more details.
Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.