International Transactions

Options for sending and receiving funds internationally

Secure banking across channels

Let us work with you to determine the best option for handling your international transactions. We'll help you evaluate and select the method to send or receive your funds based on the amount of the transaction and your delivery time frame.

Transaction Options
Options for international transactions

Outgoing international wire transfer

Access quick, cost-effective electronic funds transfers to foreign vendors and suppliers with the option to transfer US dollars. Or choose from more than 80 foreign currencies that allow you to know the exchange rate and the exact foreign amount sent.

Incoming foreign currency wire

We can convert incoming foreign currency payments to US dollars (limitations apply) at fair and competitive exchange rates. Multi-currency accounts are also available.

International draft

Make small overseas transfers in a secure, convenient and cost-effective way when speed isn't an issue. Eliminate the shortage of funds or overpayment to foreign vendors and suppliers. International draft doesn't require beneficiary bank information or an account number, and can be delivered to the payee by the client in-person or by mail.

Foreign checks for deposit

Get quicker access to funds for checks drawn on foreign banks with lower cost than sending checks on collection (limitations apply).

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International Transaction Insights
Expand your international banking knowledge

International Banking

Make FX hedging part of your strategy

Learn how business can take greater control over currency exposure and strengthen financial performance.
Well-designed repatriation frameworks that include FX hedging can transform this unavoidable exposure into a managed process that protects earnings, supports capital planning and demonstrates disciplined financial stewardship.
International Banking

Consider integrating FX budget rates into your FP&A process

Discover the advantages of incorporating FX budget rates into your financial planning and analysis.
Foreign exchange budget rates are the starting point of FX risk management.
International Banking

Controlling global operating expenses

Navigate the nuances of global operating expenses with our FX risk advisory briefing on the state currency option prices and cycles.
Unlike forward contracts, options can offer protection from rising foreign operating expenses due to unexpected currency shifts while allowing companies to benefit if currency prices improve.
explore more international banking insights

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First-Citizens Bank & Trust Company, as well as its divisions, subsidiaries, and affiliates (together, First Citizens), are US financial institutions and provide products and services to non-US clients on a cross-border basis from the United States of America. First Citizens is not licensed or regulated as a bank or any other type of financial institution outside of the United States of America. Please review our International Disclosures for more information.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services, and content on any third-party website.

Third parties mentioned are not affiliated with First-Citizens Bank & Trust Company.

Bank deposit products are offered by First-Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

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