Normal credit approval applies.
Read the complete Business Credit Card Cardholder Agreement (PDF).
These offers are valid on new accounts only. First Citizens considers the account new if opened a credit card within the last 15 months.
Subject to credit approval. Must spend $3,000 within the first 3 months of credit card account opening to receive 7,500 bonus points. Bonus points will be awarded within 60 days of qualification. Only valid one bonus per customer. Account must be in good standing. Bonus points will be added under the description: Premier Executive Checking Bonus for new account promotion Premier Executive Checking customers are still eligible for the 2,500 bonus point offer upon upgrade and payment of the annual rewards fee; therefore cardholders have an opportunity to receive up to 10,000 in bonus points. Premier Executive Checking will be excluded from other spend promotions that may be live during the time of their eligibility for this promotion.
APR (annual percentage rate). The Prime Rate used to determine your APR is the Prime Rate as published in The Wall Street Journal on the last business day of the preceding calendar month. The current Prime Rate as of March 31, 2022, is 3.50% and may vary in the future. The transaction fee for cash advances is $10 or 4% of the amount of the cash advance, whichever is greater. The transaction fee for foreign transactions is 3% of each transaction after conversion to US dollars.
Qualifying purchases are defined as gross retail purchases less any returns or credits.
Enrollment involves an annual rewards fee of $150 per company. This fee is subject to change at any time, and will be charged to your account upon enrollment.
Bonus points will be awarded upon $3,000 in spend in the first 90 days after account opening. Points will be awarded within 60 days of qualification. Limit one per company.
Merchants who accept Visa credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making reward offers to you. We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won't qualify for rewards offers on purchases in that category.
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