
Business Credit Card Benefits
Convenient payments and protection for your business
Credit card benefits
Benefits for all business credit cardholders
When you open a First Citizens Visa® credit card account for your business, you're auto-enrolled in great benefits to provide added convenience and protection.
Travel and emergency assistance
Travel and Emergency Assistance is available for covered First Citizens credit cardholders from anywhere in the world.D
Auto rental collision damage waiver
Rent a car with your covered First Citizens credit card and get built-in Auto Rental Coverage.D
Purchase security
Protects new purchases within the first 90 days of purchase.D
Extended warranty
Helps you manage, use and extend warranties.D
Expense tracking
Keep your personal and business finances separate.
Keep cash flowing and build credit
Help your business grow with added working capital.
Spending limit management
Get employee credit cards with spending limits you set at no additional cost.
Cell phone protection
Protect your cell phoneD when you pay your monthly cell phone bill with your First Citizens Rewards Business or Cash Rewards credit card.
Special deals on dining, entertainment, shopping and more
Convenient ways to pay
From contactless payments to digital wallets, you have more ways than ever to quickly, conveniently pay for your purchases.
Just tap and pay for business on the go
Your credit card has contactless payment technology, which means you can tap to pay for purchases anywhere contactless is supported.
Look. Tap. Go.
At checkout, check for the contactless symbol
Tap your contactless card on the terminal
Your payment will be processed in seconds



A simple way to pay to go cashless
Your smartphone's Digital Wallet is a fast and secure way to pay—and it works seamlessly with First Citizens Visa business credit cards.
Fraud protection
Along with your credit card benefits, First Citizens offers robust fraud protection services to help keep your cards and information safe.
Protect your account from unauthorized transactions
The Visa Zero Liability PolicyD is a guarantee that you won't be held responsible for unauthorized charges made with your account or account information. You're protected if your Visa credit card is lost, stolen or fraudulently used, online or offline.
Set card alerts within Digital Banking
Businesses that use Digital Banking gain the added benefits of card alerts.