Business Cell Phone Protection

Get cell phone protection with your First Citizens business credit card

Automatic Enrollment

Use your card to pay your monthly bill to qualify.

Cost-Effective

First Citizens Premium Rewards, Business Rewards and Cash Back Visa® Credit Card holders get coverage at no cost.1

Comprehensive

The policy covers stolen and damaged phones.

Keep your phone in good hands

FAQ
People often ask us

Cellular Telephone Protection, Purchase Security/Extended Protection, Extended Warranty Protection, Travel and Emergency Assistance Services, and Auto Rental Collision Damage Waiver provided by Visa. Certain terms, conditions and exclusions apply. Please refer to the Business Visa Credit Card Guide to Benefits: Cell Phone Protection and Rewards (PDF), Opens in a new tab for complete details.

1. Cell Phone Protection is subject to a $100 deductible and maximum benefit limit of $600 per occurrence. Protection covers cell phones billed to your First Citizens Premium Rewards, Rewards or Cash Rewards Business Visa credit card, subject to a maximum of three claims, per rolling 12-month period. This benefit does not cover cell phones that are lost. Please read the Business Visa Credit Card Guide to Benefits: Cell Phone Protection (PDF), Opens in a new tab for complete details.

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Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender.

NMLSR ID 503941