Small Business Risk Management

Protect yourself and employees from business risk

Find the right small business risk management solution

Help ensure the protection your business needs with our business risk management solutions. Choose from a variety of business risk management, insurance and advisory services so both your business and employees are safeguarded.

Auto Insurance

Add coverage for business vehicles

Bonds and Surety

Get a financial guarantee for services provided

Buy-Sell Agreement

Plan for business transitions

Business Interruption

Reduce income loss for business interruptions

Cyber Insurance

Protect your data and systems

Liability Insurance

Protect your business

Life and Disability Insurance

Get coverage for your business

Management Liability

Protect against liability claims

Property Insurance

Protect your business assets

Succession Planning

Plan your business success

Umbrella Insurance

Add more protection to your business

Workers' Compensation

Get coverage for work-related injuries

Small Business Risk Management FAQ
People often ask us

Small business risk management involves identifying and working to mitigate any risks that may arise to ideally ensure the long-term success of a company. This can include risk related to internal or external factors, including strategic, financial, operational and reputational risk.

Small business owners can protect themselves and their businesses by developing a comprehensive risk management plan. Risk management for small business owners also can include business insurance. There are many types of business insurance available, including:

  • Business auto insurance
  • Business interruption insurance
  • Business liability insurance
  • Business property insurance
  • Business umbrella insurance
  • Buy-sell agreement insurance
  • Cyber insurance
  • Life and disability insurance
  • Management liability insurance
  • Workers' compensation insurance

Small Business Risk Management Insights
Keep your business protected

Insurance

Manage Business Costs From the Rise in Natural Disasters

Learn how to minimize your business insurance expenses and help offset the increasing costs of natural disasters.
A fully documented business continuity plan is essential for your business to continue operations both during and after a disaster.

William Connolly III

SVP, Senior Commercial Risk Advisor

Insurance

Why You Need Cyber Insurance

Cyber insurance can help your business recover after a security breach.
A cyber insurance policy may cost significantly less than recovery costs associated with a security incident.
Insurance

Protect Your Business From Common Risks

Learn about business liability insurance and how it can help cover your potential business risks.
For many business owners, liability insurance is crucial because it covers a large range of potential risks.
Explore more small business insurance insights

Insurance products are not insured by the FDIC or any federal government agency and are not a deposit or other obligation of, or guaranteed by, any bank or bank affiliate.

Insurance products offered in California are offered by First Citizens Investor Services, Inc., d.b.a. FCIS Insurance Solutions, Agency #6001908.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.