Lock in a lower interest rate on your outstanding balance
Lower Monthly Payments
Lower your payments and potentially pay less interest.
Use Your Equity
Consolidate debt or pay for a home improvement.
Change Your Term
Select a shorter or longer repayment schedule.
Qualify for a mortgage refinancing
Create an account in our online application platform. Here's what you'll need to apply for a mortgage refinancing.
Make a smart move for your money
Pay off your mortgage faster
Lower your interest rate and shorten your term to make it easier to pay off your mortgage early.
By rolling other debts into your refinance, you can lock in a low interest rate for paying off all of them.
Convert your adjustable-rate mortgage to a fixed-rate with a short term and potentially end up paying less.
Get guidance through the home financing process. We're here to help.
Curious about your mortgage rate? See if it's time to refinance.
Keep your home and your family safe
Put your home's equity to work
Normal credit approval applies.
Not applicable in all states.
Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.