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Life and Disability Insurance for Business Owners

Protect your family and your business

Build your business legacy

Keep your business, family and employees financially secure against the unexpected with life and disability insurance. Establish a legacy that endures while you plan for the future.

Preserve income

Meet your family's financial needs, no matter what.

Plan long-term

Make a seamless transition to last multiple generations.

Leave a legacy

Give tax-freeD money to charity with life and disability business insurance.

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Benefits of Life and Disability Insurance
See what life and disability insurance can do for you

Plan for the future

Create a business plan for life, ensuring loved ones can meet college or retirement goals—no matter what happens to you.

Leave a legacy

Make a meaningful impact by using life insurance to give tax-freeD charitable donations.

Transfer more wealth

Balance your overall estate plan with income tax-freeD insurance payouts.

Protect your income

Partially replace lost income if you're injured or too sick to work with disability insurance.

Support your business

Keep your business in the family with life insurance proceeds that can finance operations or a buyout.

Supplement your savings

Use permanent life insurance to supplement your retirement income or extended care expenses with your earned cash value.

The information provided should not be considered as tax or legal advice. Please consult with your tax advisor.

Insurance products are not insured by the FDIC or any federal government agency and are not a deposit or other obligation of, or guaranteed by, any bank or bank affiliate.

Insurance products offered in California are offered by First Citizens Investor Services, Inc., d.b.a. FCIS Insurance Solutions, Agency #6001908.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services, and content on any third-party website.

Third parties mentioned are not affiliated with First-Citizens Bank & Trust Company.

Your investments in securities and insurance products are not insured by the FDIC or any other federal government agency and may lose value. They are not deposits or other obligations of, or guaranteed by, any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amounts invested. Past performance does not guarantee future results. There is no guarantee that a strategy will achieve its objective.

About the Entities, Brands, Products and Services Offered

First Citizens Wealth® (FCW) is a registered trademark of First Citizens BancShares, Inc., a bank holding company. The following affiliates of First Citizens BancShares Inc. are the entities through which FCW products and services are offered. Brokerage products and services are offered through First Citizens Investor Services, Inc. (FCIS), a registered broker-dealer, Member FINRA and SIPC. Advisory services are offered through FCIS, First Citizens Asset Management, Inc. (FCAM), and SVB Wealth LLC (SVBW), all SEC registered investment advisers. Certain brokerage and advisory products and services may not be available from all investment professionals, in all jurisdictions, or to all investors. Insurance products are offered through FCIS, a licensed insurance agency. Banking, lending, trust products and services, and certain insurance products are offered by First-Citizens Bank & Trust Company, Member FDIC, and an Equal Housing Lender icon: sys-ehl, and First Citizens Delaware Trust Company.

For more information about FCIS, FCAM, or SVBW and its investment professionals, visit: FirstCitizens.com/Wealth/Disclosures.

See more about First Citizens Investor Services, Inc. and our investment professionals at FINRA BrokerCheck.