Life and Disability Insurance for Business Owners

Protect your family and your business

Build your business legacy

Keep your business, family and employees financially secure against the unexpected with life and disability insurance. Establish a legacy that endures while you plan for the future.

Preserve income

Meet your family's financial needs, no matter what.

Plan long-term

Make a seamless transition to last multiple generations.

Leave a legacy

Give tax-freeD money to charity with life and disability business insurance.

Ready to get started?

Benefits of Life and Disability Insurance
See what life and disability insurance can do for you

Plan for the future

Create a business plan for life, ensuring loved ones can meet college or retirement goals—no matter what happens to you.

Leave a legacy

Make a meaningful impact by using life insurance to give tax-freeD charitable donations.

Transfer more wealth

Balance your overall estate plan with income tax-freeD insurance payouts.

Protect your income

Partially replace lost income if you're injured or too sick to work with disability insurance.

Support your business

Keep your business in the family with life insurance proceeds that can finance operations or a buyout.

Supplement your savings

Use permanent life insurance to supplement your retirement income or extended care expenses with your earned cash value.

Insights
Grow your business

Insurance

Manage Business Costs From the Rise in Natural Disasters

Learn how to minimize your business insurance expenses and help offset the increasing costs of natural disasters.
A fully documented business continuity plan is essential for your business to continue operations both during and after a disaster.

William Connolly III

SVP, Senior Commercial Risk Advisor

Insurance

Why You Need Cyber Insurance

Cyber insurance can help your business recover after a security breach.
A cyber insurance policy may cost significantly less than recovery costs associated with a security incident.
Insurance

Protect Your Business From Common Risks

Learn about business liability insurance and how it can help cover your potential business risks.
For many business owners, liability insurance is crucial because it covers a large range of potential risks.
Explore more small business insurance insights

The information provided should not be considered as tax or legal advice. Please consult with your tax advisor.

Insurance products are not insured by the FDIC or any federal government agency and are not a deposit or other obligation of, or guaranteed by, any bank or bank affiliate.

Insurance products offered in California are offered by First Citizens Investor Services, Inc., d.b.a. FCIS Insurance Solutions, Agency #6001908.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.