Credit & Financing

Financial resources to help power your business

Expand your financing options

Get the resources you need to make your business flourish. Choose from a variety of credit and financing options, including credit cards, loans, lines of credit and letters of credit.

Credit Cards

Earn rewards and cash back or transfer a balance with one of our First Citizens Business Visa® cards.

Business Financing

Get the cash infusion your business needs to expand and grow or just to free up your cash flow.

Equipment Financing & Leasing

Finance essential equipment and vehicles for your business or provide financing to your customers.

SBA Loans

Grow your business on your terms, whether you're just starting out or expanding your existing operations.

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Send and transfer money using ACH and wires

Receive account and security alerts

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking

Manage your business on the go

Send and transfer money using ACH and wires

Business Digital Banking

Manage your business on the go

Receive account and security alerts

Business Credit & Financing Insights

Starting a new business

No results found

Normal credit approval applies.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

NMLSR ID 503941