Succession Planning Services

Plan for business success

Key Person Life and Disability Insurance
Don't leave your business exposed

Protect your bottom line from risk of an untimely death or disability of a key partner or employee.

  • Protect against loss of a valued employee
  • Build a solid business continuity plan
  • May be structured to become a key employee benefit

business disability and overhead expense insurance
Protect more than your income

Don't let a setback slow down your business.

  • Cover business expenses, such as rent and employee salaries
  • Partially replace personal income if you're unable to work
  • Continue loan payments in the event of a disability

Executive compensation and retirement planning
Attract, retain and reward your business

Get the right coverage for people who are essential to your business.

  • Give executives an extra layer of protection if they become disabled
  • Provide benefits to business or executive family members in the event of death or disability
  • Benefit from tax-advantaged plans and group discounts

Insights
Grow your business

Insurance

Your options for cannabis business insurance

Learn how to protect your business in a high-risk, fast-evolving industry.
According to the 2025 State of the Cannabis Industry report, 77% of cannabis businesses expect sales growth this year—averaging a robust 38%.
Insurance

Manage business costs from the rise in natural disasters

Learn how to minimize your business insurance expenses and help offset the increasing costs of natural disasters.
A fully documented business continuity plan is essential for your business to continue operations both during and after a disaster.

William Connolly III

SVP, Senior Commercial Risk Advisor

Insurance

Why you need cyber insurance

Cyber insurance can help your business recover after a security breach.
A cyber insurance policy may cost significantly less than recovery costs associated with a security incident.
Explore more small business insurance insights

Insurance products are not insured by the FDIC or any federal government agency and are not a deposit or other obligation of, or guaranteed by, any bank or bank affiliate.

Insurance products offered in California are offered by First Citizens Investor Services, Inc., d.b.a. FCIS Insurance Solutions, Agency #6001908.

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