Read more about our corporate brand here.

For the safety of our customers and colleagues, some branches have adjusted hours due to Winter Storm Gianna. Please refer to our branch locator page for up-to-date information. For immediate access, log in to or our mobile app.

For the safety of our customers and colleagues, some branches have adjusted hours due to Winter Storm Gianna. Please refer to our branch locator page for up-to-date information. For immediate access, log in to or our mobile app.

For the safety of our customers and colleagues, some branches have adjusted hours due to Winter Storm Gianna. Please refer to our branch locator page for up-to-date information. For immediate access, log in to or our mobile app.

Premium Wine

Premium wine banking

Our team of wine professionals is committed to the success of vintner families now and for future generations to come.

Let's connect

We provide insights and financial services for wineries, vineyards and vintner families to help you capitalize on your growth opportunities

We're proud of the relationships we've built with the generations of vintners that we call our partners.D

Premium Wine Solutions
Harness our long-standing industry relationships

Focus on managing and accelerating your growth with the help of our exclusive research, benchmarking and robust relationships throughout the wine industry. Our veteran team of wine industry professionals offers a range of customized solutions to help you strengthen and differentiate your brand.

Banking solutions for wineries and vineyards

  • Vineyard acquisition and development
  • Replanting and redevelopment
  • General working capital and seasonal crop lines of credit
  • Long-term real estate purchases
  • Equipment loans and debt restructuring
  • Deposit and cash management
  • Foreign exchange services
  • Business credit cards

Brand support

  • Winemaker dinners and events
  • Corporate gifting
  • Auction events
  • Wine country concierge services
  • Wine education tasting
  • Monthly wine specials

Market insights

  • Powerful tools to help you run your business
  • Access to insights from our ecosystem
  • Our annual State of the US Wine Industry Reports
  • Direct-to-consumer market comparative data
  • Peer group benchmarking analysis

Industry knowledge

  • Membership in numerous vintner and growers associations throughout California and the Pacific Northwest
  • Industry thought leadership research
  • Sponsorship of keystone industry events

Meet the Experts
More than $4 billion in loans to wine banking clients over the past 30 years

We've been committed partners to our premium wine clients since 1994, providing industry insights, strategic advice and financial expertise.

Rob McMillan

EVP and Founder, Wine Division | Principal Brand Strategist, First Citizens Premium Wine

Greg Gregory

Wine Relationship Ambassador | Director of Sales Strategy, First Citizens Premium Wine

Nick Wolfe

Managing Director, First Citizens Premium Wine

Marshall Graves

Managing Director, Napa Region, First Citizens Premium Wine

Rob Walker

Managing Director, Sonoma and Central Coast, First Citizens Premium Wine

Mark Freund

Managing Director, Napa and the Pacific Northwest, First Citizens Premium Wine

Jed Taborski

Head of First Citizens Premium Wine

Annual Wine Report
2026 Direct-to-Consumer Wine Report

Our 15th annual analysis of the direct-to-consumer, or DTC, wine channel reveals a stark performance divide. Top-quartile wineries grew revenue by 22%, while bottom-quartile wineries declined by 13%. This year's report examines:

  • Relationship-centric strategies driving the separation between winners and strugglers
  • The current state of tasting room and wine club performance
  • Early signals pointing toward the next phase of the DTC wine model
Read the 2026 Direct-to-Consumer Wine Report
Image depicting a user viewing the 2026 Direct-to-Consumer Wine Survey

"They understood the wine, our brand and they know our mission. It's hard to find that ... it is a long-term relationship."

Michael Browne, client since 2006
Co-executive chair and co-founder of Sunrun
Client founder and proprietor at Browne Family Wines 2014

Solutions to support your unique needs

Lending solutions for wineries and vineyards

Let us craft specialized financing solutions for your business so you can focus on growing grapes and making wine.

Commercial banking for wineries and vineyards

Leverage our expertise to help your business optimize cash flow and mitigate foreign exchange risks and fraud.

Private banking and wealth advisory services

We offer customized financial planning and tailored wealth management solutions for winery owners, vintners and their families.

Timely Resources
Insights from our wine industry experts

Read the latest news and insights on key market indicators that impact what you do every day.

2026 State of the US Wine Industry Report

Survey results for this year's State of the US Wine Industry report show widening performance gaps across wineries as demand softens and consumer behavior shifts.

Read the 2026 US State of the Wine Industry report

2026 Direct-to-Consumer Wine Report

This year's report delves into the US DTC wine industry, where it's past the worst of the downturn but not yet at the point of a return to positive momentum.

Read the 2026 Direct-to-Consumer Wine Report

2025 State of the US Wine Industry Report

The 2025 wine report highlights digital sales strategies and the evolution of wine tasting rooms and provides valuable industry benchmarks to help guide your business.

Read the 2025 State of the US Wine Industry Report

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Wineries and vineyard businesses listed throughout this site—including employees, owners and proprietors—are all independent third parties and are not affiliated with First-Citizens Bank and Trust Company.

First Citizens Bank is not selling or distributing wine or wine-related products. First Citizens Bank provides banking and financial services, along with industry insights, to vineyards and wineries. First Citizens Bank is not responsible for (or a participant in) the sales of any wineries' products in any fashion or manner and makes no representations that any promotion or sales of alcoholic beverages will or will not be conducted in a lawful manner. Further, First Citizens Bank disclaims any responsibility or warranty for any products sold by wineries or other wine industry service providers. All companies are independent third parties and are not affiliated with First Citizens Bank.

Foreign exchange transactions can be highly risky, and losses may occur in short periods of time if there is an adverse movement of exchange rates. Exchange rates can be highly volatile and are impacted by numerous economic, political and social factors as well as supply and demand and governmental intervention, control and adjustments. Investments in financial instruments carry significant risk, including the possible loss of the principal amount invested. Before entering any foreign exchange transaction, you should obtain advice from your own tax, financial, legal and other advisors and only make investment decisions on the basis of your own objectives, experience and resources.

Your investments in securities and insurance products are not insured by the FDIC or any other federal government agency and may lose value. They are not deposits or other obligations of, or guaranteed by, any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amounts invested. Past performance does not guarantee future results. There is no guarantee that a strategy will achieve its objective.

About the Entities, Brands, Products and Services Offered

First Citizens Wealth® (FCW) is a registered trademark of First Citizens BancShares, Inc., a bank holding company. The following affiliates of First Citizens BancShares Inc. are the entities through which FCW products and services are offered. Brokerage products and services are offered through First Citizens Investor Services, Inc. (FCIS), a registered broker-dealer, Member and . Advisory services are offered through FCIS, First Citizens Asset Management, Inc. (FCAM), and SVB Wealth LLC (SVBW), all SEC registered investment advisers. Certain brokerage and advisory products and services may not be available from all investment professionals, in all jurisdictions, or to all investors. Insurance products are offered through FCIS, a licensed insurance agency. Banking, lending, trust products and services, and certain insurance products are offered by First-Citizens Bank & Trust Company, Member , and an Equal Housing Lender icon: sys-ehl, and First Citizens Delaware Trust Company.

For more information about FCIS, FCAM, or SVBW and its investment professionals, visit: FirstCitizens.com/Wealth/Disclosures.

See more about First Citizens Investor Services, Inc. and our investment professionals at .