Risk management & Insurance

It's our job to help protect your business

Commercial risk management and insurance services that safeguard your bottom line.
merchant services

Payment processing tailored for you

Expand customer payment options and streamline your operations.
How we help you

A team of professionals working strategically together to help you set and achieve your short- and long-term business goals

Start Your Future

We work with you to plan and provide personalized service tailored to the needs of your business.

Grow Your Business

Scale quickly and develop long-term growth strategies that fit your goals.

Expand Your Business

Optimize operations with our supportive, relationship-banking approach.

Protect Your Business

Get access to resources and knowledge to create unique financing solutions that protects what you’re building.

Customer Spotlight

Partnering with the world's largest furniture store

Since their start in 1969, our partnership with Furnitureland South has helped them achieve unprecedented success. Hear CEO, President and Co-owner, Jeffrey Harris, tell their compelling story.

Watch the Furnitureland South Customer Spotlight

So it's pretty special when you can say you're the largest furniture store in the world. 1.3 million square feet. I mean, it's like a trip to a home decorating theme park. My role was just to make sure that we've got a shared vision with the organization and making sure that we have the right people in the right places. And it's really just such a fun, creative business to be a part of.

I love to see people come in with their blueprints and the projects that they're working on. And that means that they trust our company. I think one of the biggest challenges we have is consumer behavior. It moves and it changes and it evolves.

20 years ago, we probably had 25 competitors in this area that have very similar business models to Furnitureland South. There's very few of those are left today. And I think one of the reasons that we've kind of been the last company standing throughout some of these challenging times over the last 20 years is that we really have focused on our customers. We've really focused on the logistic side of the business.

We could not have done it without the help of First Citizens Bank. They were there, you know, from the very beginning with Furnitureland South when my parents started the business back in 1969. And they've just asked us the questions, you know, what is it that we can do to support your business? What is it that we can do to help you grow your business so that, you know, we can all generate and be mutually beneficial here? And they are still our business partner and our banking partner. So it's been quite a journey. Those people at First Citizens Bank have really taken care of us. And they've just been the epitome of a wonderful partnership.

Expert Analysis

Market Commentary


Learn From Our Experts

Making Sense: A Market Update

Join Brent Ciliano, First Citizens Chief Investment Officer, and Phillip Neuhart, Manager of Institutional Portfolio Strategy, as they discuss what's going on in the markets and the economy.

icon: lib-0024-calendar-month-day-planner-events Thursday, January 27

icon: lib-0029-time-watch-clock-wall 12 pm ET

Cryptocurrency 101

In this educational webinar replay, T. Penn Nugent, First Citizens Manager of Personal Portfolio Strategy, discusses cryptocurrency basics, including its history, NFTs, the blockchain and current happenings.

Bank on Customer Service

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First Citizens Wealth Management is a registered trademark of First Citizens BancShares, Inc. First Citizens Wealth Management products and services are offered by First-Citizens Bank & Trust Company, Member FDIC; First Citizens Investor Services, Inc., Member FINRA and SIPC, an SEC-registered broker-dealer and investment advisor; and First Citizens Asset Management, Inc., an SEC-registered investment advisor.

Brokerage and investment advisory services are offered through First Citizens Investor Services, Inc., Member FINRA and SIPC. First Citizens Asset Management, Inc. provides investment advisory services.

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