Commercial Equipment Financing & Leasing
Let us help you fund your next business investment
Get up to 100% financing for new and used commercial equipment and vehicles.
Financing that's ideal for commercial businesses with fleets of 10 to 100 vehicles.
Financing for your customers at competitive rates.
Invest in your business now
A variety of commercial loan and lease financing options
We offer loan and lease financing up to 100% for new and used commercial equipment and vehicles. Typical terms are up to 5 years and structured to meet your tax and accounting needs.D
Finance your fleet
Businesses operating a fleet of vehicles from 10 to 100 units can take advantage of specialty truck, tractor and trailer financing. Get up to 100% financing for leases with a guaranteed residual purchase option. You can reduce your monthly payments with a Terminal Rental Adjustment Clause lease, or TRAC lease.
Offer financing to your customers
If you're an equipment dealer, you can also offer vendor financing directly to your customers through First Citizens. With this service, you can accept applications from your customers, generate quotes online and receive approval for financing within hours. We handle the paperwork and offer competitive rates so you can close even more sales.
Pre-approved credit lines
Over the course of a year, commercial businesses typically purchase multiple pieces of equipment and vehicles. We offer pre-approved lines of credit to fund these purchases when they occur. It's as simple as ordering the equipment, providing us with the invoice and requesting closing documents.