
Equipment Financing & Leasing
Let us help you fund your next business investment
Get up to 100% financing for new and used equipment.
Financing that's ideal for businesses with fleets of 10 to 100 vehicles.
Financing for your customers at competitive rates.
Invest in your business now
A variety of loan options
Our equipment financing options offer up to 100% financing for new and used equipment and vehicles. Terms last from 3 to 5 years and can be structured to maximize your tax benefits.D
Finance your fleet
Businesses operating a fleet of vehicles from 10 to 100 units can take advantage of specialty truck, tractor and trailer financing. Get up to 100% financing for leases, with only the first and last payment typically due at close. Lease rates for equipment and vehicles are commonly lower than commercial finance rates.
Offer financing to your customers
If you are an equipment dealer, you can also offer vendor financing directly to your customers through First Citizens. With this service, you can accept applications from your customers, generate quotes online and receive approval for financing within hours. We handle the paperwork and offer competitive rates so you can close even more sales.
Pre-approved credit lines
Over the course of a year, businesses typically purchase multiple pieces of equipment and vehicles. We offer pre-approved lines of credit to fund these purchases when they occur. It is as simple as ordering the equipment, providing us with the invoice and requesting closing documents.