Digital banking for business
Seamlessly access all of your accounts from one place with First Citizens Digital Banking for business.
Invest how you want, when you want, in real time with Self-Directed Investing.
Seamlessly access all of your accounts from one place with First Citizens Digital Banking for business.
We're committed to serving companies as they expand and succeed. The proof is in our success stories.
November Market Update video: Available now
Phillip and Blake take a deep dive into key issues for markets and the economy as we enter the holiday season.
Secure capital to achieve your business goals. We offer commercial lending for both your short- and long-term needs. Our team takes the time to understand your unique challenges and opportunities, offering personalized advice and strategic insights to help you make informed financial decisions.
Diverse solutions
Our commercial financing portfolio includes real estate acquisition, corporate loans, equipment financing, acquisition financing and lines of credit.
Certainty of execution
We have a long history of banker experience backed by the strength of First Citizens, so you can count on our teams to scale with your business.
Industry expertise
We specialize in a range of industries from healthcare and technology to aerospace and more, offering tailored experiences for small and middle market companies across all stages.
We offer a variety of commercial loans that can help your business add working capital, refinance existing debt, pay for equipment, or buy, build or expand your facilities.
Our commercial term loans offer a specific amount of funding with a set repayment period. Choose between fixed-rate and variable-rate loan terms.
We have multiple solutions to meet your needs, including owner-occupied loans, bridge loans, and acquisitions and refinance loans.
We pride ourselves on our deep-rooted commitment to empowering businesses by building on industry knowledge and fostering economic development.
To apply for a commercial loan, talk to a banker.
Yes. We have various lines of credit to meet your commercial business's cash flow needs and will work closely with you to determine what line of credit is best for you. To get started, speak with one of our experienced commercial bankers. Talk to a banker today.
A term loan provides financing for capital expenditures such as vehicle or equipment needs or fixed assets that are regularly amortized over a period of time.
A commercial line of credit allows you to easily access funds whenever you need them for short-term financing needs.
A lease can help you with vehicle and equipment financing and can have potential tax benefits.
Your personal guarantee may be needed depending on the size and type of your commercial credit request.
Yes. We service various industries, and additionally, our relationship managers have specialized expertise in these areas:
Normal credit approval applies.
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NMLSR ID 503941
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Customers with account-related questions who aren't enrolled in Digital Banking or who would prefer to talk with someone can call us directly.