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May Q&A: Available now
This month, the Making Sense team answers client questions related to trade policy developments and their impacts on key economic issues.
Secure capital to achieve your business goals. We offer commercial lending for both your short- and long-term needs. We take the time to understand your unique challenges and opportunities, offering personalized advice and strategic insights to help you make informed financial decisions.
Diverse solutions
Our commercial loan portfolio includes real estate acquisition, equipment financing, working capital loans and lines of credit.
Flexible terms
Get terms and competitive commercial loan rates designed to meet your specific business requirements.
Streamlined process
Our application process ensures efficiency and quick decision-making, so you can secure the funds you need without unnecessary delays.
We offer multiple commercial loan options that can help your business add working capital, refinance existing debt, pay for equipment, and buy, build or expand your facilities.
Our commercial term loans offer a specific amount of funding with a set repayment period. Choose between fixed-rate and variable-rate loan terms.
For 20-year terms, start at $250,000 with no maximum limit on the possible amount. The adjustable interest rate follows a lifetime cap and floor to make payments more predictable.
Benefit from our industry expertise. Whether your financing goals are large or small, for healthcare or maritime vessels, our team of seasoned bankers provide the expertise necessary for successful execution of your lending needs.
We pride ourselves on our deep-rooted commitment to empowering businesses, building upon industry knowledge and fostering economic development.
To apply for a commercial loan, talk to a banker.
If you prefer knowing what your interest rate and payment will be throughout the life of your loan, you should consider a fixed-rate loan. In contrast, a variable interest rate loan may give you a lower rate and payment amount initially, with the chance that the rate and payment may rise or fall in the future.
Yes. We have various lines of credit to meet your commercial business's cash flow needs and will work closely with you to determine what line of credit is best for you. Talk to a banker to get started.
A term loan provides financing for capital expenditures (such as vehicle or equipment needs or fixed assets) that are regularly amortized over a period of time. A commercial line of credit allows you to easily access funds whenever you need them for short-term financing needs. A lease can help you with vehicle and equipment financing and has potential tax benefits.
Your personal guarantee may be needed depending on the size and type of your commercial credit request.
Normal credit approval applies.
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