Bank at Work Program

Premium banking features for your employees

Empower your employees with workplace banking solutions

Our Bank at Work program offers financial wellness employee benefits to help attract and retain top talent. Explore our comprehensive solutions so you can offer employee banking perks in your own business.

Attract employees

Reward and retain employees with time- and money-saving benefits and services.

Avoid a minimum balance

Never worry about maintaining a minimum balance.

Access well-being tools

Access free educational sessions and consultations.

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employee banking benefits
Comprehensive solutions

Checking and savings

Checking and savings accounts are available with no minimum balances or service feesD and include a Visa® debit card and overdraft protection.

More ways to pay

Get free checks, money orders and up to five cashier's checks.

Discounts

Get $500 toward closing costs on a First Citizens mortgage,D preferred rates on business certificates of deposit and a free 3" x 5" safe deposit box.

Added benefits

Receive free financial evaluations, employee banking discounts and workplace financial education sessions.

Eligibility

Bank at Work is available for businesses with 10 or more employees.

Work with a local banker today to get your Bank at Work Program started

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Business Digital Banking
Manage your business on the go

Manage your accounts from anywhere

Send & transfer money with ACH and wires

Receive account and security alerts

Learn more about business digital banking

Business Digital Banking
Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking
Manage your business on the go

Send & transfer money with ACH and wires

Business Digital Banking
Manage your business on the go

Receive account and security alerts

Learn more about business digital banking

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Bank at Work FAQ
People often ask us

Our Bank at Work program is an interest-bearing employee checking account with no minimum balance requirement and no monthly service charges when qualifiers are met. Bank at Work is for employees of our business clients and supplements your financial wellness employee benefits.

  • Preferred rates on CDs
  • Up to $500 toward closing costs on a First Citizens mortgage, excluding Money Saver Mortgage
  • Free 3" x 5" safe deposit box or credit toward the annual rental fee on a larger box, subject to availability
  • Overdraft protection options
  • Free financial evaluation to help with future planning
  • Free quotes and possible discounted rates from insurance services where available

Bank at Work is available to companies with 10 employees or more.

Account openings and credit are subject to bank approval.

The following qualifiers are in place to avoid monthly service charges on Bank at Work checking. Customer must maintain direct deposit of pay into the Bank at Work checking account (at least one direct deposit per month is required), the customer’s employer must remain an active participant in the Bank at Work program and the customer must maintain continuous employment with the company through which the Bank at Work Program is offered. This offer is limited to one Bank at Work checking account per employee. This offer may be withdrawn or changed at any time without notice. Other restrictions and fees may apply.

Only one Bank at Work credit allowed per loan. The credit is only intended for the refinance or purchase of a primary home and excludes Money Saver Mortgages. The Bank at Work credit is not available on construction loans.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services, and content on any third-party website.

Third parties mentioned are not affiliated with First-Citizens Bank & Trust Company.

Bank deposit products are offered by First-Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

NMLSR ID 503941