Debt
How to balance paying off debt versus saving money
Explore how to balance paying off debt and saving at the same time.
While it may seem like paying off debt should always come first, having cash reserves can be critical to your overall financial well-being.
Michael Edwards
Manager, Wealth Planning
College
Guide to paying off student loans
Find the method of paying off student loans that works best for you.
The best way to pay off student loans starts with an understanding of your monthly income and expenses.
Debt
Student loans: Consolidate or refinance?
Check out the benefits of both student loan consolidation and refinancing. Either way, you could simplify payments and save on interest.
Consolidating student debt refers to combining several loans into one new loan.
Debt
Debt consolidation: What to consider
Is now the right time to consolidate debt?
Debt consolidation with lower interest can help you pay down your debt more quickly.
College
Explore alternatives to saving for college
Some alternatives may be better for you than contributing to your child's 529 plan.
As much as you may want to provide for your children, the reality is that few parents can cover the entire cost of college expenses.
Debt
Ways to manage student loan debt
Use these tips to better manage your student loan debt.
Before refinancing any student loan debt, weigh the pros and cons.
Credit
A breakdown of the 5 Cs of credit
Discover the five factors that guide banks' lending decisions.
Banks typically look for a debt-to-income ratio of less than 36% as an indicator of a responsible borrower.
Security
How to spot student loan scams
Do you know how to identify a student loan forgiveness scam? Here's how to protect yourself.
There are legitimate loan forgiveness programs available, and student loan borrowers should know how such programs work so they can recognize student loan scams.
Debt
How to get a personal loan
Here's the information you'll need to apply for a personal loan.
As long as you use it responsibly, getting a personal loan can help strengthen your finances and prepare you for financial success down the road.
Debt
Understand how car loans work
Know your financing options before buying your next car.
Crunching the numbers ahead of time will put you in the driver's seat of car-buying negotiations.
Credit
How does APR work?
Learn all about annual percentage rates, and understand how they differ from interest rates.
Position yourself to get the best APR rate for your finances.
Debt
Understanding debt consolidation
Learn whether debt consolidation is the right option for your situation.
Debt consolidation is a process that allows you to turn a variety of consumer debts into one.
Retirement
What to know about early 401(k) withdrawals
Withdrawing funds early can cost you in penalties and fees and limit your retirement savings.
The upside of a 401(k) loan is that you repay yourself rather than a lender, and you won't incur the early withdrawal penalty.
Credit
5 ways to lower your credit card payments
Consider these strategies to help lower your credit card payments.
Negotiating a lower rate with your credit card company could ultimately lower your monthly credit card payment.
Credit
Using balance transfers to manage credit card payments
Finding the right balance transfer offer may help you manage your credit card debt.
As you review balance transfer offers, remember to read the fine print.
Debt
Two strategies to pay off your credit cards
If you're looking for a pay-down strategy for your credit cards, consider a debt avalanche or a debt snowball.
Using these strategies can help you get a handle on your credit cards and pave the way to a lower-debt future.
Showing 1 - 16 of 31 results
Showing 1 to 16 of 31 results
