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Compare Savings Accounts

Find the savings account that matches your goals

Compare

Looking to compare our savings accounts before you enroll? Here's an overview of their features to help you decide.

Online Savings

Tiered Money Market Savings

Certificate of Deposit (CD)

Type of account

A savings account that's exclusively available online

An account that pays competitive interest rates while keeping deposits liquid

A time deposit account with a fixed rate based on balance tiers and guaranteed until maturity; other terms available at

Options for opening an account

Online only

Online or at a branch

Online or at a branch

Minimum opening deposit

$50

$500

Online promotional CD: $5,000

CD opened in a branch: $500

Monthly fee

$0

$0 or $10D

$0

Free Digital BankingD

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Advanced security

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FDIC-insured

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Digital Banking
Bank from anywhere with your mobile devices

Track your spending habits

Seamlessly move your money

Set alerts for transactions

Digital Banking
Bank from anywhere with your mobile devices

Track your spending habits

Digital Banking
Bank from anywhere with your mobile devices

Seamlessly move your money

Digital Banking
Bank from anywhere with your mobile devices

Set alerts for transactions

Account openings and credit are subject to bank approval.

For complete list of account details and fees, see our Personal Account Disclosures.

Avoid the $10 monthly fee with $1,000 in average daily balance

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services, and content on any third-party website.

Third parties mentioned are not affiliated with First-Citizens Bank & Trust Company.

Bank deposit products are offered by First-Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

NMLSR ID 503941