Business Interruption Insurance

Reduce income loss for business interruptions

Protect assets and revenue with business interruption insurance

Keep your business running even when disaster strikes. Business interruption insurance can help safeguard your business from lost income, relocation costs and other expenses.

Protect income

Get reimbursed for loss of income and business expenses for a covered loss.

Explore options

Help retain staff during difficult times with a custom business interruption plan.

Add coverage

Prepare for potential losses like natural disasters or supplier interruptions.

Get started with business interruption insurance

Benefits of Business Interruption Insurance
Make sure you're covered

Review standard limits

Determine if the standard limits in your policy provide enough support to safeguard ongoing business expenses in the event of a loss.

Recover faster

Get back up and running after a claim by minimizing impact on cash flow and ensuring business operates as usual.

Work with an experienced team

We can help determine the best approach for your business—including term length and amount of insurance provided—so you have the right amount of coverage when you need it.

Small Business Interruption Insurance FAQ
People often ask us

Business interruption insurance, also known as business income insurance, helps support your business expenses in the event of a disaster. It can replace lost income if you're unable to operate due to covered property damage, so your business can keep running without interruption.

Business interruption insurance is typically part of a property and liability package. This means you'll pay a premium payment toward your standard business interruption insurance once you determine the amount of coverage that best fits your business needs.

Business interruption insurance may help pay for:

  • Payroll
  • Taxes
  • Employee wages
  • Relocation costs
  • Property repair costs
  • Loan payments
  • Rent, mortgage or lease payments
  • Lost revenue during the recovery period
  • Rebuilding inventory
  • Replacing machinery and tools
  • Training on new equipment for employees

Insights
Grow your business

Insurance

Manage Business Costs From the Rise in Natural Disasters

Learn how to minimize your business insurance expenses and help offset the increasing costs of natural disasters.
A fully documented business continuity plan is essential for your business to continue operations both during and after a disaster.

William Connolly III

SVP, Senior Commercial Risk Advisor

Insurance

Why You Need Cyber Insurance

Cyber insurance can help your business recover after a security breach.
A cyber insurance policy may cost significantly less than recovery costs associated with a security incident.
Insurance

Protect Your Business From Common Risks

Learn about business liability insurance and how it can help cover your potential business risks.
For many business owners, liability insurance is crucial because it covers a large range of potential risks.
Explore more small business insurance insights

Insurance products are not insured by the FDIC or any federal government agency and are not a deposit or other obligation of, or guaranteed by, any bank or bank affiliate.

Insurance products offered in California are offered by First Citizens Bank & Trust Co., CA Agency License #OH380006.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.