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Being a teen is hard enough. Help us support Teen Cancer America to improve their quality of care.
We're committed to serving companies as they expand and succeed. The proof is in our success stories.
May Q&A: Available now
This month, the Making Sense team answers client questions related to trade policy developments and their impacts on key economic issues.
Reverse Positive Pay reviews check information like dollar amounts and check numbers, as well as digital images of checks, to help you approve and confirm activity—and improve your checking transaction management process.
Restrict suspicious activity
Reject deposits that might be forgeries or falsifications.
Enjoy simplicity
Easily review previous-day check images with Reverse Positive Pay.
Get alerts
Receive notifications to alert you of any suspicious activity.
Reverse Positive Pay simplifies account reconciliation activity related to checks presented for payment. This fraud management tool is available within Digital Banking and Commercial Advantage.
Review
Each business day, you're presented with all paid checks from the previous business day in Digital Banking and Commercial Advantage.
Identify
Review all paid checks from the previous day to determine if they should be returned or rejected.
Compare the differences between Check Positive Pay and Reverse Positive Pay.
Check Positive Pay |
Reverse Positive Pay |
|
---|---|---|
Check Activity |
Moderate to high check activity |
Low check activity |
Electronic File |
Send a list of your daily check run |
We send a list of checks presented for payment |
Check Matching |
We match presented checks against a history-to-date list of issued checks |
You match presented checks against a history-to-date list of issued checks |
Exceptions Notification |
Email notifications sent |
Email notifications sent |
Customer Check Approval |
We review checks presented and paid by the bank, and you decide to pay or return by 3:30 pm ET |
We review checks presented and paid by the bank, and you decide to pay or return by 3:30 pm ET |
Fraud Detection of Physical Checks (presented at branch) |
Service available |
Not applicable |
Payee Positive Pay |
Service available |
Not applicable |
Manage your accounts from anywhere
Send & transfer money with ACH and wires
Receive account and security alerts
Manage your accounts from anywhere
Send & transfer money with ACH and wires
Receive account and security alerts
Normal bank approval applies.
Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.
Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.
NMLSR ID 503941
Treasury & Cash Management
Electronic Bill Presentment & Payment
Investment & Retirement Services
Community Association Banking
Equipment Financing & Leasing
Credit Cards
Merchant Services
Insurance
Email Us
Please select the option that best matches your needs.
Customers with account-related questions who aren't enrolled in Digital Banking or who would prefer to talk with someone can call us directly.
Fill out the form below to connect with us about Reverse Positive Pay. Fields denoted with an asterisk (*) are required.
If you prefer to speak with someone directly, please give us a call.