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Even a short hospitalization can strain your finances. When your family needs it most, you'll appreciate the benefits of hospital accident insurance. This plan is arranged for you by First Citizens and underwritten by Zurich American Insurance Company.
Guaranteed acceptance
There are no medical exams or health questions of any kind.
There when you need it
Use it to pay bills other insurance plans don't cover after a covered hospitalization.
It's your money
Use your benefits for any medical or non-medical expense.
Even with health insurance, you could be left with uncovered bills. If a covered accident puts you in the hospital, these daily benefits could help you pay any bill, medical or otherwise.
Get the right level of coverage for your unique situation, whether it's an individual plan for you or one that covers the family.
Your acceptance is guaranteed. There are no medical exams or health questions required to get this coverage.
Event |
Per Day |
Maximum |
|---|---|---|
Intensive care |
$1,800 |
$657,000 for 365 days per occurrence |
Hospital confinement |
$900 |
$328,500 for 365 days per occurrence |
Emergency room treatment |
$450 |
$450 per accident. No limit on the number of visits. |
The family plan will provide coverage for you, your spouse or domestic partner, and all your dependents. Your spouse or domestic partner will receive 50% of the amount listed above. Each dependent child will receive 25%.
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Please select the option that best matches your needs.
Customers with account-related questions who aren't enrolled in Digital Banking or who would prefer to talk with someone can call us directly.
