What are purchasing cards used for?

P-cards can be used for a wide variety of purchases, including: Business travel expenses Client meeting expenses Equipment Office supplies Training materials and professional development Vendor payments

Purchasing Card | P-Card | First Citizens Bank

Use a purchasing card to better manage working capital

Make more efficient purchases with the First Citizens Visa^® Purchasing Card. A purchasing card, or p-card, improves your process efficiency, reduces manual work and operating costs, and streamlines reconciliation. Plus, you can easily set restrictions to control employee spending—all while making faster payments.

Safe and efficient

Electronic payments are secure, fast and more accurate than paper checks.

Lowered costs

Reduce administrative costs for purchase orders, invoices and checks.

More control

Give your employees more control and the ability to purchase supplies they need.

Find out more about purchasing cards

Fraud reduction

The Visa Purchasing Card helps reduce fraud and costly mistakes typically produced using paper checks.

Fraud reimbursement

The purchasing card features a Visa Corporate Waiver Protection Program for employee fraud reimbursement.

Activity monitoring

Easily monitor purchases and activity through our online solution.

Contactless payments

Generate a unique code for each transaction using chip card security to help prevent fraud.

Digital wallet

Your smartphone's digital wallet is a fast and secure way to pay seamlessly with purchasing cards.

Simplify your business purchases, reduce paperwork and monitor your expenses.

Criteria

P-cards are available to customers expecting to spend $750,000 or more each year on their card.

Control

You determine cardholders, related spending limits and other individual account controls.

Purchasing

Use your purchasing card for in-person and online transactions wherever Visa is accepted.

A p-card is a company charge card for large, more complex companies looking to streamline their payment processing. It's a tool designed to make the business purchasing process more efficient by reducing check writing, providing greater control over spending and giving clients enhanced visibility into their spending patterns.

With a P-card, employees avoid the traditional purchasing process, meaning they can make purchases when needed without having to make a request and await approval. P-cards are also an alternative to employees having to use their own credit cards and filing for reimbursement. They're convenient for employees—and business owners. Spending controls limit how and where a card can be used, and online tools can help reduce the time and money required to track expenses, create expense reports and balance books.

P-cards can be used for a wide variety of purchases, including:

Business travel expenses
Client meeting expenses
Equipment
Office supplies
Training materials and professional development
Vendor payments

Treasury Management

Purchasing Card

Take control of business expenses

Use a purchasing card to better manage working capital