Purchasing Card

Take control of business expenses

Safe, Efficient

Electronic payments are secure, fast and more accurate than paper checks.

Lower Costs

Reduce administrative costs for purchase orders, invoices and checks.

Take Control

Give your employees complete control and the ability to purchase supplies they need.

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See how it works

Take a tour of how your First Citizens Visa® Purchasing Card works.

Watch the First Citizens Bank purchasing card demonstration video

First Citizens Automated Payables is an accounts payable and payment automation solution for small business owners and middle market companies.

In the next two minutes, we'll show you what a fully integrated AP platform using First Citizens Automated Payables looks like.

Automate your manual data entry with our invoice capture feature that automatically extracts data from vendor invoices.

You can take your AP process paperless and type your vendors email invoices directly into the system for capture. Once an invoice is in the system, you can easily route it to the appropriate approver. If multiple approvals are required for high dollar invoices, you can set up hierarchical approvals based on the vendor or other invoice characteristics. Upon approval, the invoice can be synced back into your accounting system.

When you are ready to submit invoices for payment authorization simply select the ones you want to pay, make any adjustments to the payment amounts, schedule the payment date and click Confirm Payments. All you have to do next is review the payment details and your payment method, then press Submit.

Whether sending a check, paying electronically via ACH or using a credit card to pay vendors, you'll follow the same approval workflow.

First Citizens Automated Payables features controls such as segregated payment approval and check positive pay support that can help protect your business from fraud.

In the payment approver application you have full visibility into invoice and payment details as well as any supporting documentation. With a simple click you can approve payments wherever you are for processing or you can send them back for corrections.

Once your payment is approved, it is sent to your vendor directly from your bank accounts and remittance details are emailed to your vendor. Then, payments are posted back to your accounting system.

It's easy to automate your accounts payable process with First Citizens Automated Payables.

With this solution companies nationwide are improving their AP effectiveness, experiencing cost savings and growing their businesses.

benefits

Pay with confidence

Fraud reduction

Helps reduce fraud and costly mistakes typically produced using paper checks

Fraud reimbursement

Includes Visa Corporate Waiver Protection Program for employee fraud reimbursement

Monitor activity

Easily monitor purchases and activity through 360Control card management software

Contactless payments

Generate a unique code for each transaction using chip card security to help prevent fraud

how it works

Simplify business purchases

Simplify your business purchases, reduce paperwork and monitor your expenses.

Criteria

Opened to customers expecting to spend $1 million annually on their card.

Take control

You determine card holders and related spending limits.

Purchases

Use your card for in-person and online purchases anywhere Visa is accepted.

Normal bank approval applies.

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