Get more money out of every dollar you make
Move funds into specified investments and earn more on checking accounts.
Business Sweep Accounts
Invest available funds automaticallyD and earn interest.
Get custom solutions with a team of dedicated liquidity management specialists.
Make your money work harder
A full range of products
First Citizens offers corporate liquidity management services that allow you to automatically invest available cash balances to maximize your capital with minimal effort.
Generate returns, automatically
Excess funds from your business checking account can be used to generate returns on predetermined, short-term investments overnight. Or use available cash to automatically pay down a line of credit. The balances are then transferred back to the original account in the morning.
Maximize your interest income
Sweep fundsD from your checking account into an overnight investment vehicle. After credits and debits have been processed and target balance requirements are met, the remaining collected balances are invested in one of these predetermined investment instruments in $1,000 increments.
Deposit money from anywhere
Earn more from your business
Normal bank approval applies.
Your investments in securities, annuities and insurance are not insured by the FDIC or any other federal government agency and may lose value. They are not a deposit or other obligation of, or guaranteed by any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amount invested. Past performance does not guarantee future results.
First Citizens Wealth Management is a registered trademark of First Citizens BancShares, Inc. First Citizens Wealth Management products and services are offered by First-Citizens Bank & Trust Company, Member FDIC; First Citizens Investor Services, Inc., Member FINRA and SIPC, an SEC-registered broker-dealer and investment advisor; and First Citizens Asset Management, Inc., an SEC-registered investment advisor.
Brokerage and investment advisory services are offered through First Citizens Investor Services, Inc., Member FINRA and SIPC. First Citizens Asset Management, Inc. provides investment advisory services.
Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.