Liquidity Management

Get more money out of every dollar you make

Automatic Investment

Move funds into specified investments and earn more on checking accounts.

Business Sweep Accounts

Invest available funds automaticallyD and earn interest.

Liquidity Planning

Get custom solutions with a team of dedicated liquidity management specialists.

Make your money work harder

A full range of products

First Citizens offers corporate liquidity management services that allow you to automatically invest available cash balances to maximize your capital with minimal effort.

Generate returns, automatically

Excess funds from your business checking account can be used to generate returns on predetermined, short-term investments overnight. Or use available cash to automatically pay down a line of credit. The balances are then transferred back to the original account in the morning.

Maximize your interest income

Sweep fundsD from your checking account into an overnight investment vehicle. After credits and debits have been processed and target balance requirements are met, the remaining collected balances are invested in one of these predetermined investment instruments in $1,000 increments.

Remote Image Deposit

Deposit money from anywhere

Deposit checks remotely for faster processing and extended deposit hours.
Business Rewards Visa

Earn more from your business

Make business purchases count with bonus points.

Normal bank approval applies.  

Your investments in securities, annuities and insurance are not insured by the FDIC or any other federal government agency and may lose value.  They are not a deposit or other obligation of, or guaranteed by any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amount invested. Past performance does not guarantee future results.

First Citizens Wealth Management is a registered trademark of First Citizens BancShares, Inc.  First Citizens Wealth Management products and services are offered by First-Citizens Bank & Trust Company, Member FDIC; First Citizens Investor Services, Inc., Member FINRA and SIPC, an SEC-registered broker-dealer and investment advisor; and First Citizens Asset Management, Inc., an SEC-registered investment advisor.

Brokerage and investment advisory services are offered through First Citizens Investor Services, Inc., Member FINRA and SIPC. First Citizens Asset Management, Inc. provides investment advisory services.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.