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Being a teen is hard enough. Help us support Teen Cancer America to improve their quality of care.
We're committed to serving companies as they expand and succeed. The proof is in our success stories.
May Q&A: Available now
This month, the Making Sense team answers client questions related to trade policy developments and their impacts on key economic issues.
Our business savings account offers you the essential benefit of savings with liquidity and a stable source of interest-bearing funds. You'll need to be an existing First Citizens business customer with a Digital Banking for business login to open an account.
Low opening deposit
Open a flexible, secure savings account for business with as little as $100.
Earn steady interest
Interest is paid on daily collected funds, compounded daily and credited monthly.
Bank when you want
Access Digital Banking for business solutions from anywhere.
Give your enterprise the essential benefit of savings with liquidity and a stable source of interest-bearing funds with a small business savings account.
Access Digital Banking for business from anywhere.
Earn interest on your daily balance, compounded daily and credited monthly.
Your Visa® Business Debit Card offers a safe, convenient way to pay for purchases, manage cash flow and increase efficiency—all for free.
Get unlimited use of any First Citizens ATM or branch in our network—for free.D
Your business savings account is FDIC insured up to applicable limits.
Manage your accounts from anywhere
Send & transfer money with ACH and wires
Receive account and security alerts
Manage your accounts from anywhere
Send & transfer money with ACH and wires
Receive account and security alerts
A business savings account is a type of bank account that allows you to save money while earning interest.
There are several advantages to opening a business savings account.
The documentation you need to open an account will vary based on your business type and needs. Read our business account requirements to learn more about the documents we'll ask for during the account opening process.
Yes. Business accounts allow you to earn interest while also maintaining liquidity. However, the amount of interest you earn depends on the type of business savings account you open.
Yes. You can access your business savings account online—as well as your business checking, business credit card, loans and lines of credit. These accounts and their corresponding balances are automatically available through our online services and will appear each time you log in to your account.
Maintenance fees depend upon several factors. You can avoid the monthly maintenance fee for our business savings account if you maintain a minimum daily balance of $300. For requirements on our other business savings options, read our Disclosure of Products and Fees—Business Accounts and Services (PDF).
Account openings are subject to normal bank approval.
For a list of account details and fees, see our Disclosure of Products and Fees—Business Accounts and Services (PDF).
Service fees may be charged by the third-party ATM operator or owner, or by the network owner for transactions at non-First Citizens ATMs. For transactions initiated outside of the United States, the fee will be 3.00% of the transaction amount.
Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.
Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.
NMLSR ID 503941
Treasury & Cash Management
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Please select the option that best matches your needs.
Customers with account-related questions who aren't enrolled in Digital Banking or who would prefer to talk with someone can call us directly.
You can open an account online if you meet the following criteria:
If you don't meet these requirements, please visit your local branch to open a new account in person.
Visit your local branch to open your new business account in person.