Visa Business Debit Card

Pay with confidence

Go cashless with your First Citizens Visa® Business Debit Card, automatically included with your business checking account. Pay for purchases and manage your cash flow without the need to write checks.


  • Give employees their own card to pay bills with peace of mind from setting daily spending limits
  • Get protection from unauthorized transactions with the Visa Zero Liability PolicyD
  • Track and control your budget with Digital Banking
  • Get access to exclusive Visa discountsD
  • Set up security alerts to notify you of suspicious transactions


  • Free with our Business Checking accounts
  • Use it virtually anywhere Visa debit cards are accepted
  • Receive one monthly statement detailing each transaction tied to your account

Account openings are subject to bank approval.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Visa card to secure transactions. Please refer to the Visa Business Card Guide to Benefits (PDF) for further details.

Visa's Zero Liability Policy covers fraudulent purchases and payments on the Visa network made by others without your authorization using your consumer debit card. You must report unauthorized purchases made by others using your card promptly. Provisional credit will be given while we investigate your claim. Please consult our Deposit Account Agreement for information on unauthorized transactions.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.