Visa Business Debit Card

Pay with confidence

Checking made simple

Go cashless with your First Citizens Visa® Business Debit card, automatically included with your business checking account. Pay for purchases and manage your cash flow without the need to write checks.

First Citizens Bank Business Visa debit card

Use card controls

Manage how much your employees can spend each day with their business debit cards.

Track your purchases

Use digital banking and alerts to get updates and track and control your budget in real time.

Pay with flexibility

Tap or insert your small business debit card based on the type of terminal you see at checkout.

Features

  • Give employees their own card to pay bills with peace of mind from setting daily spending limits
  • Get protection from unauthorized transactions with the Visa Zero Liability PolicyD
  • 100% liability and fraud protection
  • Track and control your budget with Digital Banking
  • Get access to exclusive Visa discountsD
  • Set up security alerts to notify you of suspicious transactions

Benefits

  • Free with our business checking accounts
  • Use it virtually anywhere Visa debit cards are accepted
  • Convenient online and mobile banking access
  • Receive one monthly statement detailing each transaction tied to your account

See Visa's business debit card guide to benefits (PDF) for more information.

Look. Tap. Go.

At checkout, check for the contactless symbol

Tap your contactless card on the terminal

Your payment will be processed in seconds

Look. Tap. Go.

At checkout, check for the contactless symbol

Look. Tap. Go.

Tap your contactless card on the terminal

Look. Tap. Go.

Your payment will be processed in seconds

Business Debit Card FAQ
People often ask us

A small business debit card is a debit card linked to a business checking account. You can use it like a credit card, but the money you spend is deducted directly from your business checking account. You can also use your Visa Business Debit card at ATMs to access the cash in your business account.

Manage your everyday expenses with your business debit card. Replace petty cash for easier expense tracking. Using a debit card for business is faster than writing checks and more convenient than cash. Use it anywhere Visa debit cards are accepted.

When you open a First Citizens business checking account, you can request a small business debit card to access your account.

You should separate your business and personal expenses and only use your business debit card for business purchases and payments. The transaction amount will be debited from your linked business checking account.

Call 800-292-2100 to activate your business debit card. Sign the back of your card in blue or black ink.

Account openings are subject to bank approval.

Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Visa card to secure transactions. Please refer to the Visa Business Card Guide to Benefits (PDF) for further details.

Visa's Zero Liability Policy does not apply to certain commercial card transactions or transactions not processed by Visa. First Citizens credit cards automatically protect you from liability for unauthorized transactions when you report them promptly. Please consult our Deposit Account Agreement (PDF) for information on unauthorized transactions.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

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