CORE Business Checking

Small business checking with full service

Charitable Checking

Ideal for small community organizations, religious and estate accounts.D

No Minimum Balance

Never worry about maintaining a balance.

No Monthly Fees

Enroll in paperless statements to avoid the monthly fee.D

Pricing

Everything included

A charitable businessD checking account with no minimum balance and no maintenance fees.

  • Free transactions up to 100D items each monthD
  • Free coin and currency deposits up to $2,500 each monthD
  • A minimum opening deposit of $100
benefits

Convenience without costs

Online and mobile access

Access to Digital Banking Solutions for your business—from anywhere.

Earn interest

Earn interest on daily collected balance.D

More options

Unlimited use of any First Citizens ATM or branch in our network—for free.D

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Send and transfer money using ACH and wires

Receive account and security alerts

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking

Manage your business on the go

Send and transfer money using ACH and wires

Business Digital Banking

Manage your business on the go

Receive account and security alerts

Business Loans

Grow your business and community

As a preferred lender, we partner with the US Small Business Administration (SBA) to provide greater financing options for your business.
Business Rewards Visa

Earn more from your business

Make business purchases count with bonus points.

Account openings are subject to bank approval.

For complete list of account details and fees, see our Disclosure of Products and Fees—Business Accounts and Services.

No monthly maintenance fee when you maintain minimum balance requirements or specific balance qualifiers.

Service fees may be charged by the third-party ATM operator or owner, or by the network owner for transactions at non-First Citizens ATMs. For transactions initiated outside of the United States, the fee will be 3.00% of the transaction amount.

Paperless statements are required to avoid a paper statement fee.

Each item or transaction (other than non-PIN debit card transactions) which results in a debit or credit to the account is considered a separate "item," including each check, paper draft, deposit, item deposited, wire transfer, electronic withdrawal or transfer and PIN-based transaction.

Each item in excess of 100 per month is $0.50 per item.

CORE Business Checking may be set up to earn interest, when required. Interest is compounded daily and paid monthly.

Each additional $100 coin and currency deposited is $0.20 per $100.

Not open to any other businesses.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.