Veterinary Practices

Best-in-class financial solutions


SBA loans and other financing options to help you launch your business.DD


Access working capital, including business lines of credit and credit cards.


Scale your practice with our flexible financing options for real estate and equipment.

Payments and Daily Operations

Minimize payment headaches and seamlessly manage your cash flow.

  • Use our Business Digital Banking to handle your online business financial transactions
  • Merchant services to expand customers' payment options and streamline your operations
  • Fraud prevention services to monitor your transactions and protect your business account

Smarter Financing

Get the capital you need, when you need it.

  • Credit to purchase or buy into a new practice, including SBA loansDD
  • Flexible financing options to purchase or lease new equipment
  • Capital to renovate your practice and better serve customers

Risk Management

Reduce your practice's financial risks and protect your assets.

  • Veterinarian professional liability policy to protect your businessD
  • Business income insurance to get reimbursed for covered lossesD
  • Cybersecurity insurance to cover you in the event of a data or security breachD

Invest in Your Future

Balance your risks and returns.

  • Financial planning for business owners
  • Access to First Citizens Investor Advisory ServicesD

Employee Benefits

Recruit and retain the best employees with our comprehensive services.

  • Retirement plansD
  • Group health benefitsD
First Citizens and You

The bank with your business in mind

  • Our skilled team of bankers will partner with you to help your practice achieve its financial goals
  • Our digital solutions empower you to operate more efficiently and effectively
  • Our comprehensive employee benefits servicesD help you build your team
  • We offer flexible financing and banking solutions that help you start, grow and expand your practice
Our Expertise

Understanding your business

  • Managing your practice requires hard work—we work just as hard to help you grow
  • Your challenges are just as unique as your business—we offer financial solutions tailored to your needs
  • Whether you're purchasing or buying into a practice, we can provide access to capital
  • We're knowledgeable about the veterinary industry and can position you to adapt as the industry changes
Our Promise

Impacting the veterinary industry

Forever First

Your financial needs will change at every stage of your veterinary career, and we will be there to meet them.

Better banking

We make managing your business finances simpler with smart financial solutions, tools and resources.

Community involvement

We are committed, local partners who are invested in the success of both your practice and your community.

New business financing

We offer flexible payment schedules and repayment terms up to 10 years.

Attract and keep the best talent

Take advantage of group health benefits and retirement planning servicesD for employees.

Reduce your business risks

From business property and liability to workers' compensation, we cover all your insurance needs.D

Finance new equipment

Get up to 100% financing with flexible loan or lease repayment terms.

Remote Deposit Capture

Make deposits from anywhere, at any time.D

Leverage the professionals

Our experienced bankers understand the veterinary industry.

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Send and transfer money using ACH and wires

Receive account and security alerts

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking

Manage your business on the go

Send and transfer money using ACH and wires

Business Digital Banking

Manage your business on the go

Receive account and security alerts

merchant services

Payment processing tailored for you

Expand customer payment options and streamline your operations.
Purchasing Card

Control business expenses

Simplify business purchases, reduce paperwork and monitor expenses with the First Citizens Visa Purchasing Card.
Franchise financing

Expand your goals

Account openings and credit are subject to normal bank approval.

Approved to offer SBA loan products under the SBA Preferred Lenders program.

First Citizens Bank offers SBA 7(a) loans in select areas within Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, New Mexico, North Carolina, Oklahoma, Oregon, Texas, South Carolina, Virginia, Washington and West Virginia.

Your investments in securities, annuities and insurance are not insured by the FDIC or any other federal government agency and may lose value. They are not a deposit or other obligation of, or guaranteed by any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amount invested. Past performance does not guarantee future results.

Brokerage and investment advisory services are offered through First Citizens Investor Services, Inc., Member FINRA and SIPC. First Citizens Asset Management, Inc. provides investment advisory services.

Remote Deposit Capture is subject to contractual terms and conditions.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.