Optometrists & Ophthalmologists

Eye care financial services to keep you seeing 20/20

Our Expertise

Our vision for success starts with your business

  • We have a deep knowledge of optometrist and ophthalmologist practices that can keep you fully equipped, fully staffed and ready to plan for the future
  • Meet your business needs with specialized medical equipment leasing and financing
  • Streamline and manage employee and technician payments with convenient online access
  • Protect your practice's investments with money market savings accounts, business investment sweep accountsD and institutional investmentsD
Products and Services

Customizable financial solutions for optometrists and ophthalmologists

Owner Occupied Real Estate

Expand your optometry or ophthalmology practice's operations with real estate loans, and practice purchase and associate buy-ins.

Equipment Lending

Get flexible lending solutions for equipment and the tools you need to do business.

Credit Cards

Conveniently handle business spending and earn rewards at the same time.

Merchant Services

Get customized payment processing services that scale with the size of your operation.

Business Digital Banking

Quickly access and manage your business accounts on the go, with 24/7 mobile access.

Remote Deposit Capture

Save time by depositing checks remotely using our desktop scanner.D

Fraud Risk Management

Protect your operations from every angle with advanced fraud prevention services and cybersecurity measures.

Insurance

As you provide crucial services for our communities, ensure your business stays protected with a range of insurance options—like business income protection, business auto protection, equipment breakdown and workers' compensation.D

Wealth Advisory

From institutional investments to retirement plans, our institutional wealth advisors guide your firm to better financial benchmarks.D

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Send and transfer money using ACH and wires

Receive account and security alerts

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking

Manage your business on the go

Send and transfer money using ACH and wires

Business Digital Banking

Manage your business on the go

Receive account and security alerts

merchant services

Payment processing tailored for you

Expand customer payment options and streamline your operations.
Business Vehicle & Equipment Financing

Flexible options for financing growth

Get the vehicles and equipment your business needs and maintain cash flow.
Franchise financing

Expand your goals

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FAQ

People often ask us

From short-term working capital to long-term financing solutions, we offer many options for optometrist and ophthalmologist practices. Real estate loans, SBA loans, and depository and treasury services are some of the solutions that we can discuss together.

Through our equipment finance and leasing program, we can help finance a wide array of commercial equipment and vehicles. Our program focuses on flexibility by structuring terms that meet our clients' cash flow, tax and accounting needs.

Account openings and credit are subject to bank approval.

Your investments in securities, annuities and insurance are not insured by the FDIC or any other federal government agency and may lose value. They are not a deposit or other obligation of, or guaranteed by any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amount invested. Past performance does not guarantee future results.

Brokerage and investment advisory services are offered through First Citizens Investor Services, Inc., Member FINRA and SIPC. First Citizens Asset Management, Inc. provides investment advisory services.

Remote Deposit Capture is subject to contractual terms and conditions.

Sweep accounts are not insured by the FDIC or any federal government agency; may lose value; are not a deposit or other obligation of, or guaranteed by, any bank or bank affiliate; and are subject to investment risks, including possible loss of the principal amount invested.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.